Special Personal Loan Offer from CODE Credit Union
For a limited time, take advantage of a special personal loan rate designed to help you borrow with confidence. Whether you’re planning a big purchase, consolidating debt, covering unexpected expenses, or tackling a home project, CODE Credit Union is here to help make it happen.
Lock in rates as low as 7.99% APR* on personal loans up to $20,000 with terms up to 60 months.
- Special rate as low as 7.99% APR*
- Borrow up to $20,000
- Flexible repayment terms up to 60 months
- Fast, local decision-making
- Simple application process
Don’t miss this limited-time opportunity to get the funds you need with a payment that fits your budget. Click HERE to apply today!
*APR = Annual Percentage Rate. Rates are based on credit and income qualifications and are subject to change without notice. Maximum loan amount is $20,000 and maximum repayment term is 60 months. Additional terms and conditions may apply.
Take Control of Your Business Cash Flow
Managing a business means handling payroll, vendor payments, incoming checks, and everything in between. CODE Credit Union is excited to offer new cash management services designed to help you save time, move money faster, reduce risk, and simplify your day-to-day banking operations.
ACH Origination
Pay vendors and collect customer payments electronically.
- Eliminate paper checks and mailing delays
- Set up recurring payments with ease
- Track transactions in real time
- Improve cash flow and reduce administrative work
Remote Deposit Capture (RDC)
Deposit checks without leaving your office.
- Make batch deposits using a multi-check scanner
- Deposit checks in minutes
- Skip trips to the branch
- Enjoy secure, encrypted technology
What This Means for Your Business
- Faster access to funds
- Lower processing and mailing costs
- Fewer manual tasks and errors
- More time to focus on growing your business
Limited-Time Early Access Offer
Enroll by June 30th and receive:
- 6 months of waived fees
- Free standard RDC scanner* (while supplies last)
- Personalized 1-on-1 setup support
Modern treasury tools. Local credit union service. Built for your business.
Join the Early Access List Today
Click HERE to fill out our form and our business development rep will reach out to you shortly!
*Free scanner refers to a standard check scanner provided at enrollment. Advanced or premium scanner models may incur an additional cost. Offer subject to availability and may be modified or discontinued at any time without notice.
Looking to buy a vehicle or lower your current payment? CODE Credit Union is offering a limited-time auto loan promotion designed to make financing simple and more affordable. Whether you’re purchasing a new or used vehicle or refinancing from another lender, this is a great opportunity to save.
Members can take advantage of rates as low as 5.24% APR1, 2% cash back (up to $500)2, and no payments for 90 days3. With extra cash back in your pocket and a break from payments upfront, you’ll have more flexibility while keeping your monthly budget on track.
Our team is here to guide you through the process and help you find the best option for your needs. Apply today or stop in to get started and see how much you could save with CODE Credit Union.
15.24% APR is based on new and used vehicles financed up to 63 months with qualified credit. Go to codecu.org for more rate information.
2Cash back reward will be 2.00% of the loan proceeds up to a maximum of $500. Refinanced loans must be transferred from another institution to qualify for the cash back reward. Also required to receive this offer: direct deposit of at least $500 per month and automatic payment from a CODE deposit account. Member will be presented an enrollment form during the loan closing process to complete in order to receive the cash bonus. The applicable cash bonus will be deposited upon verification of direct deposit and automatic payment and will occur within 90 days of account opening. The cash back reward may be reported on IRS form 1099-INT. Offer excludes the refinancing of existing CODE Credit Union loans and loans closed at dealerships. Limited time offer. Subject to change without notice.
3No Payment for 90 days is available for new and used auto loans of $5,000 or more, closed beginning June 1, 2026. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 90 days from the closing date or September 20, 2026, whichever comes first. Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.
Summer is the perfect time to open the door to something new at home. The time, care, and commitment you’ve already put into your space may have created a valuable opportunity just waiting to be tapped.
Turn your home’s equity into a powerful financial tool with No Closing Costs^ on Home Equity Loans from CODE Credit Union. Whether you’re planning home improvements, consolidating higher-interest debt, or getting ready for what’s next, your home’s equity can help you move forward with confidence in 2026.
Unwrap Smart Summer Savings
Take advantage of NO CLOSING COSTS^ and competitive rates as low as 5.99% APR* — a simple, affordable way to put your equity to work this season.
Put Your Equity to Work This Summer
Your home can help you take on what’s next with confidence, whether that means consolidating high-interest debt to simplify monthly payments, funding long-awaited home improvements, covering major expenses with a lower rate, or investing in projects that add long-term value to your home.
Getting started is simple. Apply online, get approved quickly, and access your funds with ease.
Apply online now, visit any CODE branch or call (937) 222-8971 to speak with a knowledgeable loan officer.
Not a CODE Member Yet?
You don’t have to be a member to take advantage of this offer. If you live, work, worship, or attend school in our service area, you may be eligible to join CODE Credit Union and unlock the value in your home.
Becoming a member is simple — and once you join, you can take advantage of No Closing Costs^ and special rates as low as 5.99% APR* on Home Equity Loans.
Get started at codecu.org or call (937) 222-8971 to speak with a loan officer.
*Home Equity Loans or Lines of Credit of $5,000 or more and closed by June 30th, 2026, are eligible for no closing costs. If the loan is paid off within 180 days of opening date, closing costs will be assessed. To qualify, the maximum loan to value is 80% and the maximum loan term is 120 months. 5.99% APR is based on current rates and credit qualifications and is subject to change without notice.
^No Closing Costs is based on using the Automated Valuation Model (AVM) in lieu of obtaining a full appraisal. If a full appraisal is required, additional costs may apply.
What are your plans for summer? A family vacation, weekend road trip, visiting a new or favorite restaurant? Earn CASH BACK with any CODE Visa® Credit Card when you use it to pay for dining out, gas for your vehicle, and travel expenses. CODE has you covered if you want to book those airline tickets NOW and plan your getaway!
Receive up to $50 cash back when you use your CODE Visa Credit Card between June 1st and August 15th, 2026 to make a variety of travel and dining out purchases.* You have over two months to earn your cash back! (View a list of qualifying merchants.)
CODE will track your qualifying purchases and credit your cash back in late August. Cash back can be earned as follows:
At least $1,000 in purchases … $25 Cash Back
At least $2,500 in purchases … $50 Cash Back
Enjoy your summer and earn CASH BACK with your CODE Credit Union Visa® Credit Card! Don’t have a CODE Visa yet? APPLY ONLINE NOW for the credit card that works best for you! Check out all of CODE’s Visa options HERE.
*Rebate is awarded based on total travel and dining out purchases made during the promotional period of 6/1/26 through 8/15/26. A $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases or $50 rebate will be issued to cardholders who complete $2,500 or more in total qualified purchases. Limit one rebate per card account for a maximum rebate of $50. Accounts must be in good standing to receive rebate. CODE Credit Union shall determine which purchases qualify and will not be responsible for merchant misclassifications. Eligible merchant categories include: airlines, rental cars, automated fuel dispensers, automobile parking lots and garages, truck stop transactions, travel-related arrangement services, hotels, resorts, casinos, health and beauty spas, bars, taverns, nightclubs, cocktail lounges, discotheques, eating places and restaurants, fast food restaurants, duty free stores, campgrounds and trailer parks, timeshares, air carriers, airports, airport terminals, flying fields, boat rentals and leases, bus lines, cruise lines, local and suburban commuter/passenger transportation including ferries, passenger railways, railroads, taxicabs and limousines, tolls/bridge/road fees, transportation services, travel agencies and tour operators. Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases. Click here for a full listing of qualifying merchant category codes and descriptions. This offer expires 8/15/26. Appropriate rebate credit will automatically be posted to your share account within 3 weeks after the promotion end date and is non-transferable.
💡 Smart Saver Checking — Save effortlessly + $300 Cash Bonus*
Start saving automatically with Smart Saver Checking. Every debit card purchase rounds up to the nearest dollar and deposits the change into your Smart Saver Share savings account—an easy way to build savings over time.
Receive an extra $300 when you:
- Open a Smart Saver Checking account by 6/30/26
- Enroll in eStatements
- Obtain a CODE Credit Union Visa debit card
- Set up and receive direct deposits totaling $500 or more within 60 days
- Complete 15 Debit Card transactions within the first 30 days
Smart Saver perks include:
• No minimum balance
• No monthly fee with eStatements¹
• Overdraft forgiveness up to $35²
• Round-up savings on every debit card transaction³
- Learn more about Smart Saver checking HERE
[🔓 Open a Smart Saver Checking Account]
*To receive a $300 cash bonus, open a new Smart Saver Checking account by June 30, 2026 with select services (enrollment in estatements, 15 debit card transactions within the first 30 days after account opening and direct deposits totaling at least $500 within the first 60 days of account opening). The applicable cash bonus will be deposited upon verification of select services and will occur within 90 days of account opening. Offer valid for new checking accounts only. Member will be presented an enrollment form during the online account opening process to complete in order to receive the cash bonus. Must not have had a previous checking account with CODE Credit Union within the last 12months. Limit one promotional bonus per member. Bonus may be reported on IRS Form 1099-INT. CODE Credit Union reserves the right to modify or terminate this offer at any time.
1 Paper statement charge of $5.00 will apply if not enrolled in eStatements.
2Smart Saver account holders who are enrolled in Overdraft Privilege are eligible to have overdraft forgiveness up to $35 without being charged an overdraft fee. This means that if your Smart Saver Checking account available balance is overdrawn by $35 or less at the time of posting, your item(s) will be paid and you will not be charged an overdraft fee for those transactions. If the balance is overdrawn by $35.01 or more, standard fees and procedures apply.
3 A Smart Saver Share account is required to participate in the debit round up feature.
💰 Cash Back Checking — Spend smarter + $400 Cash Bonus*
Earn rewards every time you spend. With Cash Back Checking, you’ll receive 2% cash back on your debit card purchases, up to $15 per month1—that’s up to $180 a year just for using your card.
Receive an extra $400 when you:
- Open a Cash Back Checking account by 6/30/26
- Enroll in eStatements
- Obtain a CODE Credit Union Visa debit card
- Complete 15 Debit Card transactions within the first 30 days
- Set up and receive direct deposits totaling $1,000 or more within 60 days
Cash Back Checking benefits include:
• 2% cash back on debit card purchases (up to $15/month)1
• ATM fee waivers
• No monthly fee with eStatements + $1,000 balance2
• Learn more about Cash Back checking HERE
[💸 Open a Cash Back Checking Account]
*To receive a $400 cash bonus, open a new Cash Back Checking account by June 30, 2026 with select services (enrollment in estatements, 15 debit card transactions within the first 30 days after account opening and direct deposits totaling at least $1,000 within the first 60 days of account opening). The applicable cash bonus will be deposited upon verification of select services and will occur within 90 days of account opening. Offer valid for new checking accounts only. Member will be presented an enrollment form during the online account opening process to complete in order to receive the cash bonus. Must not have had a previous checking account with CODE Credit Union within the last 12months. Limit one promotional bonus per member. Bonus may be reported on IRS Form 1099-INT. CODE Credit Union reserves the right to modify or terminate this offer at any time.
1 If Cash Back Qualifications are met, earn 2% Cash Back up to $15 per month. Account transactions and activities may take one or more days to post to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by CODE Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning on the first business day of the month through the last day of the month. Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $750 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $15.00 cash back may be earned per Monthly Qualification Cycle. When Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened.
2Paper statement charge of $5.00 will apply if not enrolled in eStatements. Average daily balance of $1,000 is required to avoid a $5 per month service fee.
Hit the Open Road with a Motorcycle Loan from CODE!
Spring is here, and it’s the perfect time to trade in the daily grind for the thrill of the ride. Whether you’re looking to cruise through town, tackle weekend adventures with friends, or just enjoy the freedom of the open road, CODE Credit Union can help you get there with a low-rate motorcycle loan.
Take advantage of rates as low as 6.84% APR* and flexible financing options that make owning the bike of your dreams easier than ever. Whether you’re buying new or used, or even refinancing your current motorcycle loan, CODE has options designed to fit your needs and your budget.
Why finance your motorcycle with CODE?
- Competitive rates as low as 6.84% APR*
- Finance up to 115% of the NADA value**
- Terms up to 84 months for new motorcycles and up to 72 months for used motorcycles
- Quick approvals and a smooth application process
Don’t wait to start your next adventure. With CODE’s motorcycle loans, you can get on the road faster, enjoy extra flexibility, and take advantage of a financing plan that works for you.
📲 Apply online today at codecu.org or call (937) 222-8971 to speak with a Financial Services Representative and learn more about your options.
Ride into spring with confidence, style, and savings—your next motorcycle is waiting!
*6.84% Annual Percentage Rate applies to 2025 and newer motorcycles up to 63 month term. Subject to credit qualifications and verification of asset value.
**No payment for 60 days is available for new and used motorcycle loans closed beginning June 1, 2026. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or August 30th, 2026, whichever comes first. Offer excludes refinancing of existing CODE Credit Union loans.
Get ready to hit the road or the water with a new RV or boat! Whether you’re planning road trips, weekends at the lake, or outdoor adventures with family and friends, CODE can help you make it happen with a great rate on a recreational loan.
For a limited time, rates are as low as 6.74% APR* with an added benefit of NO PAYMENT FOR 60 DAYS! That’s right — you won’t have to make a payment until August 31, 2026.^ Act now before rates go up.
CODE’s Recreational Vehicle Loans feature:
• Special rate as low as 6.74% APR*
• Fast approvals
• Finance up to 100%
• Terms up to 180 months
Apply Online at codecu.org or call (937) 222-8971 to speak with a Financial Services Representative.
*6.74% Annual Percentage Rate (APR) valid on new RV and boat loans 2025 and newer, 60 month term, qualified credit, and pre-approval.
^No payment for 60 days is available for new and used RV, camper and boat loans closed beginning June 1, 2026. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or August 30, 2026, whichever comes first. Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.
Start Your Child on the Path to Financial Success with CODE’s Cool Kids Account! OPEN AN ACCOUNT ONLINE TODAY AND RECEIVE A COOL KIDS PIGGY BANK!
It’s never too early to teach your kids the value of saving! With CODE’s Cool Kids Account, you can help your child start on the right financial path today. Whether it’s from an allowance, a birthday check from Nana, or a little extra pocket money, it’s important to show them how to manage it wisely.
Special Offer: For a limited time, when you open a Cool Kids Account, your child will receive a Cool Kids branded piggy bank—a fun way to encourage saving from day one!
Cool Kids Account Features:
•For members age 12 and under
•$5 to open, no additional deposit required
•No service fees
•Earn quarterly dividends
•FREE Access24 Internet Banking + mobile banking
•Thousands of surcharge-free ATMs nationwide
•Share the account with a parent for easy transfers and balance checks
Fun Benefits Include:
•Membership Card
•Reach into the money bag on your birthday!
•Bring in your report card and receive $1 for each top grade (“A” or equivalent, must be from the current school quarter)
•Eligible for CODE’s Youth Certificate of Deposit
Help your child learn to manage money, save for the future, and start building good financial habits
from a young age. Because when it comes to financial education, it’s never too early to start!
Ready to get started? Open an account online now, stop into a branch, or call 937-222-8971 to talk with a Financial Services Representative today.