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Is this deal for real? Yes, it is! Apply for a new CODE Visa® Simple Credit Card today and save money by using this low-rate card to make all your purchases this summer.

Here’s One Good Reason After Another to do all your shopping with a CODE Visa:

  • Easy, online application with FAST approvals.1
  • This LOW-RATE card has no annual fee.
  • NO balance transfer fee. Transfer a balance from a higher rate card today and begin saving immediately.
  • Pay 0% interest for 6 months on purchases2
  • For a limited time, earn up to $50 by paying with your CODE Visa credit card while dining out or traveling.3
  • NEW: add your card to your digital wallet for effortless access.


1Approval is subject to credit qualifications.

20% interest for 6 months is an introductory rate on purchases for NEW Visa Simple credit cards.  Once the 6 months is over, the Annual Percentage Rate (APR) is a variable rate and is based on the Wall Street Journal prime rate.  For current rates, go to  Offer subject to change without notice. Offer does not apply to current CODE Credit Union Visa cardholders.

3Rebate is awarded based on total travel and dining out purchases made during the promotional period of 6/1/21 through 7/31/21.  A $10 rebate will be issued to cardholders who complete $500 in total qualified purchases or $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases or $50 rebate will be issued to cardholders who complete $2,000 or more in total qualified purchases.  Limit one rebate per card account for a maximum rebate of $50. Learn More.

school supplies

CODE Credit Union is partnering with Dayton Crayons to Classrooms (DC2C) in July and August to start gathering supplies for the new school year!  All CODE offices will be collecting school supplies until the end of August. Please bring in your school supplies to the most convenient CODE location and help make a difference with area teachers and students.  In addition to school supplies, you can also make a monetary donation that will be used to purchase school supply donations.

Dayton Crayons to Classrooms is a free store for teachers from under-funded preK-12 schools that serve students living in poverty. Teachers from eligible schools are invited to “shop” for what they need in their retail-style free store. Learn More about DC2C.

Supplies that are most needed:

  • Pencils
  • Pocket Folders
  • Crayons
  • Notebooks
  • Filler Paper
  • Construction Paper
  • Colored Pencils
  • Glue Sticks
  • Markers
  • Scissors
  • Tissue Boxes
  • Backpacks
  • Pens

Please help CODE support this very worthwhile cause by donating school supplies or making a monetary donation at your local CODE branch.

girl with suitcase

Are you getting ready for your summer vacation?  Earn CASH BACK with your CODE Visa Credit Card when you use it to pay for travel and dining out!
Receive up to $50 cash back when you use your CODE Visa Credit Card between June 1st and July 31st, 2021 to make a variety of travel and dining out purchases.  You have two months to earn your reward!  (View a list of qualifying merchants.)
CODE will track your qualifying purchases and credit your reward in August.  Rewards can be earned as follows:
At least $500 in purchases …              $10 reward
At least $1,000 in purchases …           $25 reward
At least $2,000 in purchases …           $50 reward
Enjoy the summer and earn your CASH REWARD with your CODE Credit Union Visa Credit Card!

*Rebate is awarded based on total travel and dining out purchases made during the promotional period of 6/1/21 through 7/31/21.  A $10 rebate will be issued to cardholders who complete $500 in total qualified purchases or $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases or $50 rebate will be issued to cardholders who complete $2,000 or more in total qualified purchases.  Limit one rebate per card account for a maximum rebate of $50.  Accounts must be in good standing to receive rebate.  Financial Institution shall determine which purchases qualify and will not be responsible for merchant misclassifications.  Eligible merchant categories include: airlines, rental cars, automated fuel dispensers, automobile parking lots and garages, truck stop transactions, travel-related arrangement services, hotels, resorts, casinos, health and beauty spas, bars, taverns, nightclubs, cocktail lounges, discotheques, eating places and restaurants, fast food restaurants, duty free stores, campgrounds and trailer parks, timeshares, air carriers, airports, airport terminals, flying fields, boat rentals and leases, bus lines, cruise lines, local and suburban commuter/passenger transportation including ferries, passenger railways, railroads, taxicabs and limousines, tolls/bridge/road fees, transportation services, travel agencies and tour operators.  Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases. Click here for a full listing of qualifying merchant category codes and descriptions.  This offer expires 7/31/21.  Appropriate rebate credit will automatically be posted to your share account within 2 weeks after the promotion end date and is non-transferable.

excited girl talking on phone on yellow background

Nobody wants to hear there was an overdraft in their checking account but sometimes life happens.  Like when you inadvertently make one too many debit transactions, online bill payments or ATM withdrawals.  That’s why CODE offers Ready Ca$h credit lines. Funds can automatically transfer into your checking account if you’re running a little short until payday. You can also transfer through the mobile app or online banking whenever you need a little extra cash. Ready Ca$h is there for you in so many ways:

READY when you need a little cushion until payday.

READY when you have an unexpected auto repair expense.

READY when you have a medical bill you weren’t planning on.

READY when your phone quits working and you need to buy a new one.

READY when a major appliance breaks and you need to repair or replace.

You get the picture! Ready Ca$h is your revolving credit line at your disposal as you need it. When you have a Ready Ca$h credit line in place, you’ll be READY for anything.

With NO ANNUAL FEE, there’s no reason to delay. Open your Ready Ca$h credit line today.



*Ready Cash credit lines can be linked to a CODE checking account to automatically cover an overdraft. Extension of credit is subject to credit qualifications.


We are excited to offer a new digital service to all credit and debit card holders! Paying for purchases is easy and secure by adding your CODE Credit Union Visa® credit or debit card to your digital wallet.

For more information about how to use mobile pay or what devices are compatible, check out the links below:

Apple Pay

How to load a card in Apple Pay

How to pay with an iPhone

Google Pay

Samsung Pay

How to load a card in Samsung Pay



Setting Up the Garmin Wallet


Download the “digital wallet” in the applicable App and start using contactless mobile payments today!

WIN a $50 Amazon gift card:

Add your cards in the month of July or complete a mobile pay transaction and you could WIN a $50 Amazon gift card.*

Call us at (937) 222-8971 with questions or message us through the online banking mobile app.

*Members will receive an entry into the drawing for each card they add to digital wallet and for each purchase completed using mobile pay in the month of July 2021. Winner will be notified the first full week in August.

boat floating on blue water

Let’s face it, there’s nothing like being out on the water. Make some waves this summer with a new boat. Whether you love the wind in your hair, spray of water in your face or towing a tube or skier behind you, it’s hard to beat a day on the lake. With great low rates and flexible terms, why not make your boat dreams a reality today?

Use our Loan Calculator to determine a monthly payment that’s right for you, then fill out the Online Loan Application. Once your application is completed, a representative will evaluate the application and contact you to discuss the next steps. 3 simple steps to take you from boat crushing to boat cruising.

1) Calculate a payment

2) Complete the online loan application

3) Approval and funding

*3.99% Annual Percentage Rate (APR) valid on new and used RV and boat loans 2020 and newer, 60 month term, qualified credit, and pre-approval. ^No payment for 60 days is available for new and used boat loans closed beginning July 1, 2021. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or September 20, 2021, whichever comes first. Offer excludes jet skis, and refinancing of existing CODE Credit Union boat loans.

african american man pink background
What rate are you paying on your auto loan?  Reduce your loan rate (and payment) in minutes with CODE’s EASY ONLINE application.  Going on now, if CODE can’t beat your current rate by at least .25%, we will pay you $50.*  That’s right!  We will refinance your car loan at .25% less than you’re currently paying or we will pay you $50.  Plus, make NO PAYMENT until Labor Day.**
Apply Now.

*Offer valid on auto loans currently financed with a lender other than CODE Credit Union. CODE Credit Union will beat the interest rate from another financial institution by at least 0.25% with an interest rate floor of 1.99%. Amount financed must be $5,000 or greater and the payment must be automatically deducted from a CODE Credit Union deposit account. Members will receive $50 deposited to their CODE Credit Union share account within 30 days of application if CODE Credit Union cannot beat the existing interest rate by at least 0.25%. Member must qualify for the loan to receive the $50. Must provide verification of current interest rate at other financial institution to qualify. Subject to credit qualifications. Offer subject to change without notice. Other terms and conditions may apply. Member is responsible for any applicable taxes. Offer expires 7/31/2021. **The first payment will be due 90 days from the loan date or September 6, 2021, whichever comes first.

informational about sweepstakes


Keep your CODE Visa® Platinum or Gold credit card top of wallet for a chance to win $5,000 to offset your monthly credit card purchases!

Simply use your rewards credit card on everyday purchases a minimum of four times per week from July 12th through October 31st, 2021, in order to qualify for the drawing.  Five participating eligible cardholders will be selected each month to win the prize.  That’s a total of 20 winners!  Use it four times every week, and you’ll increase your chances of winning!

Don’t have a CODE Visa Platinum or Gold credit card yet?  Apply online today!  Approval times are fast.


No purchase, entry fee, credit or debit card usage necessary to enter or win.  Open to Rewards Program cardholders, who are legal residents of the 50 US, DC & PR, 18+.  Sweepstakes ends 10/31/2021.  Void Where Prohibited.  Subject to Official Rules with alternate entry method: