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Introducing CODE’s NEW Smart Saver Certificate of Deposit! Designed to help you start saving now and add to it over the term of the CD. Our Smart Saver CD has a term of 12 months and the current rate is 5.20% APY.*

Open yours today through Access 24 Online Banking. Click on your profile and then “Add an Account.” Call us at 937-222-8971 with any questions or click on the question mark “?” in online banking to start an online chat with a CODE Member Services Representative. You can also email us at

Not a current CODE Credit Union member? Join Today.

*5.20% Annual Percentage Yield (APY) is accurate as of August 21, 2023 and subject to change without notice. Minimum balance to open certificate is $500. Penalty for early withdrawal is equal to 6 months of dividends. Eligible on 12 Month regular share certificates and 12 Month IRA certificates.

sitting girl

Have you heard about all the great benefits of a CODE Visa Credit Card? 

  1. Low rates1
  2. NO annual fee and NO balance transfer fee
  3. Mobile App for easy online account management
  4. A variety of cards to choose from to fit your needs
  5. Rewards on a Platinum or Gold card2
  6. 0% interest for 6 months on a new Simple card3

Apply today for a CODE Visa Credit Card.  Give us a call at (937) 222-8971 or it’s easy to apply online right from your desktop or mobile device.

PLUS, going on now, when you apply and receive any CODE Visa Credit Card in September or October, you’ll be automatically entered for your chance to WIN 1 of 2 $100 Amazon gift cards!4


 1Rates are subject to change without notice.  Visit for current rate information.  2Earn 1 point for every $2 dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold Card.  Earn 1 point for every $1 dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum Card.  Visit CURewards for more information on rewards, travel, merchandise, and cash back.  30% interest for 6 months is an introductory rate on purchases for NEW Visa Simple Credit Cards only.  Once the 6 months is over, the Annual Percentage Rate (APR) is a variable rate and is based on the Wall Street Journal prime rate.  Visit for more rate information.  Offer subject to change without notice.  Offer does not apply to current CODE Credit Union Visa cardholders.  4During September and October 2023, anyone over the age of 18 that applies for and receives any new CODE Credit Union Visa Credit Card, will be automatically entered into a drawing to win 1 of 2 $100 Amazon gift cards.  The 2 winners will be randomly chosen and notified in November 2023.

piggy bank with sunglasses on the beach

CODE wants to help you increase your savings potential this summer. We have 2 awesome options to get you started:

  • Great Rate on a 12 Month Certificate of Deposit

CODE is excited to announce a HOT Summer CD special. For a limited time, get 5.20% annual percentage yield1 on a 12-month certificate of deposit. With a minimum balance of just $1,000, now is the perfect time to start saving.

  • Great Rates on a Money Market Savings account

In addition to the CD special, CODE is now featuring Money Market Savings accounts as high as 2.75% annual percentage yield.2 This is a great way to get more interest on your savings while the funds remain liquid should you happen to need quick access to the funds.

Whatever your savings goals are this summer, we are here to help you every step of the way. Open an account online, call us at 937-222-8971 or send us an email at Get started today at


15.20% Annual Percentage Yield (APY) is accurate as of August 21, 2023. Minimum balance to open certificate and earn the APY is $1,000. Penalty for early withdrawal is equal to 6 months of dividends. Eligible on 12 Month regular share certificates and IRA certificates. 2In order to earn 2.75% annual percentage yield on the money market account, there is a minimum balance of $10,000. If the balance on the account falls below $2,000, a monthly service charge will apply. All rates are subject to change without notice.

girl holding cash

Are you paying too much on credit card interest?


SAVE MONEY by transferring your higher rate credit card or store card balance to a low rate, CODE Visa. For a limited time, pay no balance transfer fee AND get up to $200 Cash Back on balance transfers made by September 30, 2023*.


Don’t have a CODE Visa yet?  Apply Now for a Platinum or Gold Rewards Card or a great low rate, no frills Simple Visa Credit Card.

We have the right card for you. Learn more about CODE’s Visa Credit Cards.


*Balance transfers may qualify for a 2% rebate when balance is transferred from another institution to a CODE Visa credit card. 2% rebate based on dollar amount of new balance transferred to a maximum of $200. Rebate only valid for new balance transfers. Transfers must be completed by September 30, 2023. 2% rebate will be deposited into the members share account upon completion of balance transfer. Offer not valid for transferring the balance on existing CODE Credit Union Visa credit cards.

shred truck


Back by popular demand, it’s SHRED DAY!  Bring all of your confidential documents to the downtown Monument Ave. location and have them safely shredded.  Stop by CODE’s downtown branch on Friday, September 29th between 11am and 1pm for Shred Day! Donations will be accepted to benefit local charities through The CODE Foundation.

piggy bank with red cross

CODE’s Health Savings Accounts (HSAs) are a convenient way to save for current or future medical expenses. Available to those with High Deductible Health Plans (HDHP), HSAs are an extra safety net into which you and your employer can make contributions. Payroll deduction contributions are pre-taxed. Dividends earned are tax-free. Funds can be used for many types of medical expenses. Learn More.

With an HSA from CODE, you receive:

  • a .75% APY dividend rate^
  • CODE Visa® HSA Debit Card
  • ATM access for cash withdrawals
  • FREE Online and Mobile Banking
  • PAT – Personal Audio Teller – call anytime, 24/7
  • e-Statements to review your monthly HSA activity

GOING ON NOW … open a Health Savings Account during the remainder of 2023 and have a chance to WIN a $100 Visa® Gift Card!*

*All Health Savings Accounts opened between 9/1/23 and 12/31/23 will automatically be entered into a drawing for a $100 Visa gift card. The winner will be notified within the first two weeks of January 2024.  ^Rates are subject to change without notice.

car driving in mountains

Going on now for a limited time, receive a $100 gas card when you obtain an auto loan OR open a checking account with select services at CODE.

CODE’s auto loans have great low rates, easy online application, and quick response on the loan decision.

MAKE A SMART CHOICE by opening a CODE Credit Union FREE checking account. CODE’s FREE checking makes it simple to manage your money. You’ll love the convenience of your FREE checking account. Plus, we’ll give you a $100 gas card when you complete 10 debit card transactions in the first 30 days. That’s right. A $100 gas card and so much more …

  • FREE Debit Card – Secure and convenient access to your money.
  • FREE Online Services – Keep track of your finances 24/7 with Online Banking, Bill Pay, Credit Score Monitoring, Zelle person to person payments and e-Statements.
  • FREE Mobile Banking – Complete banking on the go, including Mobile Deposit.
  • Service Charge FREE ATMs – Thousands of locations nationwide.
  • Visa® Credit Cards with contactless technology for secure, convenient access to your money with just a TAP.


*To qualify for the $100 gas card by obtaining an auto loan, members must have direct deposit of net pay into a CODE Credit Union share or draft account and have the loan payment automatically debited from the account each month. Members who obtain an auto loan in the amount of $5,000 or more will receive a $100 gas card.  Excluded from this offer: loans closed at dealerships or the refinancing of existing CODE Credit Union loans. Gift card will be awarded to the member once direct deposit and auto payment are verified. To qualify for the gas card by opening a checking account, members must enroll in estatements, Visa Debit card, online and/or mobile banking and complete 10 Visa debit transactions in the first 30 days of account opening. The gas card will be awarded upon verification of these requirements.

You could WIN $5,000!*

The Credit Union Give Back Sweepstakes has returned this year, and it’s designed to provide you with an opportunity to boost your finances!

Participating is simple:  Use your CODE Visa Platinum or Gold Credit Card a minimum of four times per week between July 10 and October 29, 2023 and you will receive one entry into the sweepstakes (4 eligible purchases = 1 entry).  *Or, to enter without making a purchase see the Official Rules.  Each month, five lucky individuals will be randomly selected as winners, taking home a prize of $5,000 each (subject to verification).

Remember, the more entries you accumulate (as noted above), the greater your chances are of joining the ranks of the 20 fortunate winners!  For complete entry and prize details including how to enter without making a purchase, please refer to the complete Official Rules.

Find more details here.

*No purchase, entry fee, or credit card usage necessary to enter or win.  Open to Rewards Program cardholders, who are 18+ and legal residents of 50US/DC/PR.  Limit of 4 entries per person-per monthly entry period, regardless of method of entry.  Sweepstakes ends 10/29/2023.  Void where prohibited.  Subject to complete Official Rules available at: