CODE Credit Union has a NEW Online Account Opening Feature. With our new Digital Front Door, become a member and open your account entirely digitally IN MINUTES. Wherever you are, use your phone to get your new CODE account started. Just enter your identification information, choose your accounts and select an account to transfer funds from and you’re done!
At anytime, anywhere, on your mobile device or any device of your choosing, you can open your new CODE account in just three minutes. It’s quick, and secure. And in no time at all, you’ll become a valued CODE Credit Union member with one of our new checking accounts that offers all of the digital tools you need to stay connected to your finances, and simple ways to help you save money with Debit Round Up or Cash Back on debit card purchases.
We invite you to find what checking account option works best for you, and welcome you to try our seamless online account opening experience. Give it a try today and become a CODE Credit Union member!
Saving money isn’t always easy. With CODE’s Smart Saver Checking account, you can save automatically while you use your debit card for everyday purchases. Growing your savings account will become effortless with CODE’s Debit Round Up.1
In addition to Debit Round Up, eligible members will receive Overdraft Forgiveness up to $35. CODE has you covered if you run a little short. Overdrafts will be paid up to $35 with no overdraft fee.2
CODE’s new Smart Saver Checking account has all of the digital tools you need to stay connected to your finances, PLUS these great, NEW features to really help you thrive.
Also, now available, CODE’s New online account opening experience. Open your account completely online in minutes. See for yourself how easy it is.
Open your Smart Saver Checking now! Or learn more about all of CODE Credit Union’s checking accounts.
1A Smart Saver Share account is required to participate in the debit round up feature.
2Smart Saver account holders who are enrolled in Overdraft Privilege are eligible to have overdraft forgiveness up to $35 without being charged an overdraft fee. This means that if your Smart Saver Checking account available balance is overdrawn by $35 or less at the time of posting, your item(s) will be paid and you will not be charged an overdraft fee for those transactions. If the balance is overdrawn by $35.01 or more, standard fees and procedures apply.
Earning CASH BACK is a great feeling! With CODE’s Cash Back Checking account, you can earn 2% CASH BACK up to $15 just for using your debit card for everyday purchases. Put your debit card to work and receive cash back for things you buy everyday!1
In addition to cash back, you’ll have easy access to your money at any ATM that’s convenient for you. With a Cash Back Checking account, ATM fees are always waived.
CODE’s new Cash Back Checking account has all of the digital tools you need to stay connected to your finances, PLUS cash back rewards on your debit card spending.
Also, now available, CODE’s New online account opening experience. Open your account completely online in minutes. See for yourself how easy it is.
Open your Cash Back Checking now! Or learn more about all of CODE Credit Union’s checking accounts.
1If Cash Back Qualifications are met, earn 2% cash back up to $15 per month. See account agreement for full listing of Cash Back Qualifications.
CODE wants to give YOU the power to choose! This summer we have an auto loan promotion that allows you to make the best choice for you! Whether you’re looking for a cash incentive or a lower rate, take a look and see if CODE can save you money on your auto loan.
OPTION #1 – Receive 2% CASH BACK up to $5001
OPTION #2 – Receive .25% off on your rate2 and make no payment for 90 days3
ACT NOW to purchase a vehicle or refinance from another financial institution and pick which great option works for you!
Get your $500 or .25% rate reduction on an auto loan today! Applying online is easy with CODE’s 1-2-3 online application and you’ll receive a loan decision FAST from a friendly CODE Credit Union Financial Services Representative.
1Cash back reward will be 2.00% of the loan proceeds up to a maximum of $500. Refinanced loans must be transferred from another institution to qualify for the cash back reward. The cash back reward will be deposited into the member’s share account once the loan has closed. The cash back reward may be reported on IRS form 1099-INT. CODE Credit Union reserves the right to bill the member for the cash incentive if the loan is paid off within 180 days of closing. 2Rates are based on credit qualifications. Subject to change without notice. 3No payment for 90 days is available for new and used auto loans of $5,000 or more, closed beginning July 1, 2024. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 90 days from the closing date or October 20, 2024, whichever comes first. All of these offers exclude the refinancing of existing CODE Credit Union loans, loans closed at dealerships, and motorcycle/boat/RV loans.
CODE Credit Union is partnering with Dayton Crayons to Classrooms (DC2C) to start gathering supplies for the new school year! All CODE offices will be collecting school supplies in July and August. Please bring in your school supplies to the most convenient CODE location and help make a difference with area teachers and students.
Dayton Crayons to Classrooms is a free store for teachers from under-funded preK-12 schools that serve students living in poverty. Teachers from eligible schools are invited to “shop” for what they need in their retail-style free store. Learn More about DC2C.
Crayons to Classrooms is always grateful for donations of these new, most needed items:
- Markers
- Pencils
- Colored Pencils
- Crayons
- Children’s Scissors
- Spiral Notebooks
- Filler Paper
- Glue Sticks
- Pocket Folders
- Construction Paper
Please help CODE support this very worthwhile cause by donating new school supplies at your local CODE branch.
What are your plans for summer? A family vacation, weekend road trip, visiting a new or favorite restaurant? Earn CASH BACK with any CODE Visa® Credit Card when you use it to pay for dining out, gas for your vehicle, and travel expenses! PLUS, Buy Now Pay Later is available allowing you to divide large, qualifying purchases over monthly installments at a lowered interest rate.^ CODE has you covered if you want to book those airline tickets NOW and plan your getaway!
Receive up to $50 cash back when you use your CODE Visa Credit Card between June 1st and August 15th, 2024 to make a variety of travel and dining out purchases.* You have over two months to earn your reward! (View a list of qualifying merchants.)
CODE will track your qualifying purchases and credit your reward in late August. Rewards can be earned as follows:
At least $1,000 in purchases … $25 reward
At least $2,500 in purchases … $50 reward
On top of cash back rewards, you also now have the power to divide large, qualifying purchases over monthly installments at a lowered interest rate. All you have to do is pay for your item using your CODE Visa credit card, select your purchase on the CODE Visa Online Mobile App, and select what monthly installment plan works best for you. It’s that easy.
Enjoy your summer and earn REWARDS with your CODE Credit Union Visa® Credit Card! Don’t have a CODE Visa yet? APPLY ONLINE NOW for the credit card that works best for you!
*Rebate is awarded based on total travel and dining out purchases made during the promotional period of 6/1/24 through 8/15/24. A $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases or $50 rebate will be issued to cardholders who complete $2,500 or more in total qualified purchases. Limit one rebate per card account for a maximum rebate of $50. Accounts must be in good standing to receive rebate. Financial Institution shall determine which purchases qualify and will not be responsible for merchant misclassifications. Eligible merchant categories include: airlines, rental cars, automated fuel dispensers, automobile parking lots and garages, truck stop transactions, travel-related arrangement services, hotels, resorts, casinos, health and beauty spas, bars, taverns, nightclubs, cocktail lounges, discotheques, eating places and restaurants, fast food restaurants, duty free stores, campgrounds and trailer parks, timeshares, air carriers, airports, airport terminals, flying fields, boat rentals and leases, bus lines, cruise lines, local and suburban commuter/passenger transportation including ferries, passenger railways, railroads, taxicabs and limousines, tolls/bridge/road fees, transportation services, travel agencies and tour operators. Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases. Click here for a full listing of qualifying merchant category codes and descriptions. This offer expires 8/15/24. Appropriate rebate credit will automatically be posted to your share account within 3 weeks after the promotion end date and is non-transferable.
^CODE Visa® Online or The CODE Visa Mobile App are required to use Installment Payments. CODE Credit Union may change APRs, fees and other account terms in the future based on your experience with CODE Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to Frequently Asked Questions for more information. Purchase must be greater than $100 from qualifying merchants. Installment payment available for six (6), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the CODE Visa Online Mobile App and will be contingent on qualifying purchase.
With a CODE Platinum or Gold Visa credit card you can earn TRIPLE THE REWARDS this summer.
- CASH BACK ON TRAVEL AND DINING OUT PURCHASES
Receive up to $50 cash back when you use your CODE Visa credit card through August 15th to make a variety of travel and dining out purchases. Learn More.
- DOUBLE REWARD POINTS
Between July 15th and September 15th, enjoy earning DOUBLE reward points on all purchases!^ Points are redeemable for CASH BACK, travel, gifts cards, merchandise and more!
- HAVE A CHANCE TO WIN $5,000
The Credit Union Give Back Sweepstakes has returned this year, and it’s designed to provide you with an opportunity to boost your finances! Participating is simple: Use your CODE Visa Platinum or Gold Credit Card a minimum of four times per week between July 8 and October 27, 2024 and you will receive one entry into the sweepstakes. Learn More.
Also, be sure to try CODE’s new Buy Now Pay Later. When making large purchases such as airline tickets or car repairs (anything over $100), you have the power to divide large, qualifying purchases over monthly installments at a lowered interest rate. It’s so easy! Learn More.
Don’t have a rewards credit card with us yet? APPLY ONLINE TODAY so you can start earning all the rewards and perks of a Platinum or Gold Visa card! Applying is easy and approvals are fast. You can be earning points in no time.
^Earn two (2) points for every two ($2) dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold card. Earn two (2) points for every one ($1) dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum card. Visit CURewards for more information on redeeming reward points.
Take a break from normal life this summer. Get outside and enjoy the ride. Whether you want to ride a motorcycle to save on gas, hang with your friends or relieve tension and stress, CODE can help you save on your existing motorcycle loan or buy that new bike that you have your eye on.
CODE offers a wide range of terms and low competitive rates on a new or used motorcycle loan.
CODE will finance up to 115%** of the NADA value with terms up to 84 months for new motorcycles and up to 72 months for used motorcycles.
1.) No payment for 60 days is available for new and used motorcycle loans closed beginning July 1, 2024. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or September 20, 2024, whichever comes first. Offer excludes refinancing of existing CODE Credit Union loans.
2.) $100 gift card promotion is available for qualifying new and used motorcycle loans of $5,000 or more, closed beginning July 1, 2024. To qualify for the $100 gift card, members must have direct deposit into a CODE Credit Union share or draft account and have the loan payment automatically debited from the account each month. Offer excludes refinancing of existing CODE Credit Union loans. Many gift card selections including Amazon, Walmart, Best Buy, Home Depot and many more. See full details at codecu.org. Limited time offer. Subject to change without notice.
Catch some waves this summer with your new boat or RV! Whatever adventure is calling you, CODE can help you soak in the outdoors in style with a great rate on a recreational loan.
For a limited time, rates are as low as 6.99% APR* with an added benefit of NO PAYMENT FOR 60 DAYS! That’s right! You won’t have to make a payment until September 20, 2024.^ Act now before rates go up.
CODE’s Recreational Vehicle Loans feature:
- A special rate as low as 6.99% APR*
- Fast Approvals
- Finance up to 100%
- Terms up to 180 months
Apply Online at codecu.org or call (937) 222-8971 to speak with a Financial Services Representative.
*6.99% Annual Percentage Rate (APR) valid on new and used RV and boat loans 2023 and newer, 60 month term, qualified credit, and pre-approval. ^No payment for 60 days is available for new and used RV, camper and boat loans closed beginning July 1, 2024. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or September 20, 2024, whichever comes first. Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.
As a CODE Credit Union credit cardholder, you now have the power to divide large, qualifying purchases over monthly installment payments at a lowered interest rate.*
Buy now, select your purchase, select your monthly installment plan, and pay back your purchases on your terms. Take control of your repayment options!
Here’s How:
Step 1:
Download the CODE Visa Online Mobile App
Step 2:
Make qualifying purchases at your favorite retailer
Step 3:
Choose your installment plan in the mobile app
Step 4:
Pay back your purchase on your terms.
Not a CODE Visa credit card holder yet? Apply now and receive a fast approval. CODE has a variety of credit cards designed to suit your needs whether you’re looking for a card with rewards or just a great low rate with no frills.
*CODE Visa® Online or The CODE Visa Mobile App are required to use Installment Payments. CODE Credit Union may change APRs, fees and other account terms in the future based on your experience with CODE Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to Frequently Asked Questions at www.codecu.org for more information. Purchase must be greater than $100 from qualifying merchants. Installment payment available for six (6), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the CODE Visa Online Mobile App and will be contingent on qualifying purchase.
You could WIN $5,000!*
The Credit Union Give Back Sweepstakes has returned this year, and it’s designed to provide you with an opportunity to boost your finances!
Participating is simple: Use your CODE Visa Platinum or Gold Credit Card a minimum of four times per week between July 8 and October 27, 2024 and you will receive one entry into the sweepstakes (4 eligible purchases = 1 entry). *Or, to enter without making a purchase see the Official Rules. Each month, five lucky individuals will be randomly selected as winners, taking home a prize of $5,000 each (subject to verification).
Remember, the more entries you accumulate (as noted above), the greater your chances are of joining the ranks of the 20 fortunate winners! For complete entry and prize details including how to enter without making a purchase, please refer to the complete Official Rules.
Find more details here.
*No purchase, entry fee, or credit card usage of any kind necessary to enter or win. Open to Rewards Program cardholders, who are legal residents of the 50US, DC & PR, 18 or older. Sweepstakes has four separate entry periods with end dates of 8/4/24, 9/1/24, 9/29/24, 10/27/24. Void where prohibited. Subject to Official Rules with free entry method: https://cugivebacksweepstakes.com/.