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Unlock the CODE to business success
Let us partner with you today

With convenient branch locations and products and services tailored to small business needs, CODE is ready to assist you with your business account and loan needs. Let us partner with you today.

Deposit accounts for every business:

Business Checking

CODE has 3 checking account plans with their own impressive bundle of services that are sure to fit any business model.

List
BASIC
REGULAR
PLUS
Earns Interest
No
Yes
Yes
Minimum Balance
$0.00
$2,500
$2,500
Service Fee Monthly
If balance less than minimum
$0.00
$10
$20
Free Combination Monthly Total
200
300
400
Checks Deposited + Checks Cleared
.20/ item over
.15/ item over
.10/ item over
ACH Credits + Debits
Free
Free
Free
Overdraft Protection - Automatic
from Savings and Business Money Mrkt
Free
Free
Free
Monthly Statement
Free
Free
Free
E-mail Statement
Free
Free
Free
24/7 On-line Banking
Free
Free
Free
View Rates

Select Money Market Accounts

  • Keep funds liquid while earning a higher rate on larger balances.
  • Monthly dividends.
  • Dividends figured on daily balance method with a minimum daily balance of $10,000 required to obtain the disclosed annual percentage rate.
  • Minimum deposit of $10,000 is required to open this account.
  • If the balance falls below $10,000 a one time a month $10 fee will be assessed.
  • Easily transfer funds 24/7 online to and from a Business Checking Account.
View Rates

Certificates of Deposit

  • Invest in high rate CODE Certificates with flexible terms ranging from 6 to 48 months.
  • Monthly dividends.
  • High yield accounts with a wide range of terms.
  • Preferred Certificate rates for deposits of $10,000 or more.
View Rates

Online Services

  • Access 24/Online Banking
  • Free, secure, 24/7 access for account research, balance alerts, export capabilities. Specific access for Sub-Users also available.
  • Access 360 – Account Aggregation
  • Free, account aggregation tool allowing you 24/7 access to see all your finances in one place, even from other financial institutions.
  • Bill Pay- Easily schedule payments and set-up recurring bills to be paid automatically.
  • Mobile Banking- Manage your money anytime, anywhere – from your mobile device. Check your account, transfer funds, pay bills and much more.
  • PAT Audio Response- PAT, is a 24/7easy way to be in touch with your CODE account by phone. You can check your account, verify transactions and transfer funds.

Other Services

Merchant Services

Increase sales, cash flow and customer satisfaction by accepting Visa, MasterCard, American Express, Discover, and other select credit and debit cards. CODE has partnered with Trans First Merchant Services to provide businesses with a complete merchant services program.

Learn more about Trans First Merchant Services and their 24/7 technical support, state-of-the art equipment and competitive pricing. Contact CODE for more information.

Investments/401K plans

Harrison Wealth Management Group

Helpful Links

dayton.score.org
Counselors to America’s small business.

www.sos.state.oh.us
For business forms, including business registration forms.

www.eftps.gov
For access to electronic funds transfer payment.

www.irs.gov
For tax identification numbers.