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Business Accounts

Let us help you GROW your business!
Unlock the CODE to business success

At CODE Credit Union, we understand the unique needs of small businesses. With convenient branch locations and a wide range of tailored products and services, we’re ready to support your business, whether you’re just starting out or looking to expand. Let us be your trusted financial partner today. Learn more about how our business accounts and services can help your business thrive.

Interested in learning how we can best help your business succeed? Lets connect today! CLICK HERE to get started.

Not sure where you might need assistance? Fill out our Financial Check-Up Business Edition and we will reach out to you for a tailored meeting!

Deposit accounts for every business:

Business Checking

CODE has 3 checking account plans with their own impressive bundle of services that are sure to fit any business model.

List
BASIC
REGULAR
PLUS
Earns Interest
No
Yes
Yes
Minimum Balance
$0.00
$2,500
$7,500
Service Fee Monthly
If balance less than minimum
$0.00
$10
$20
Free Combination Monthly Total
200
300
400
Checks Deposited + Checks Cleared
.20/ item over
.15/ item over
.10/ item over
ACH Credits + Debits
Free
Free
Free
Overdraft Protection - Automatic
from Savings and Business Money Mrkt
Free
Free
Free
Monthly Statement
Free
Free
Free
E-mail Statement
Free
Free
Free
24/7 On-line Banking
Free
Free
Free
View Rates

Select Money Market Accounts

  • Keep funds liquid while earning a higher rate on larger balances.
  • Monthly dividends.
  • Dividends figured on daily balance method with a minimum daily balance of $10,000 required to obtain the disclosed annual percentage rate.
  • Minimum deposit of $10,000 is required to open this account.
  • If the balance falls below $10,000 a one time a month $10 fee will be assessed.
  • Easily transfer funds 24/7 online to and from a Business Checking Account.
View Rates

Certificates of Deposit

  • Invest in high rate CODE Certificates with flexible terms ranging from 6 to 48 months.
  • Monthly dividends.
  • High yield accounts with a wide range of terms.
  • Preferred Certificate rates for deposits of $10,000 or more.
View Rates

Online Services

  • Access 24/Online Banking
  • Export capabilities for easy bookkeeping.
  • Access for Sub-Users also available.
  • Bill Pay- schedule payments and set-up recurring bills.
  • Mobile Banking
  • PAT (Personal Audio Teller)-Call PAT 24/7 to perform basic transactions.
Enroll today

Merchant Services

CODE has partnered with Electronic Merchant Services (EMS) to enable businesses to accept payments and grow business. EMS services include:

  • Mobile payment processing
  • Credit and debit card processing
  • State of the art equipment
  • 24/7 technical support
  • Competitive pricing
Learn More

Payroll Services

CODE has partnered with 937 Payroll to provide payroll and HR resources to assist business members to:

  • Make it easier to pay employees.
  • Gain better control of cash.
  • Effectively manage and retain employees.
  • Reduce compliance risk.

Limited time offer – FREE payroll services!

Learn More

Investment/401K Plans

CODE has partnered with Harrison Wealth Management to provide investment and 401K services to our members including: 

  • Retirement Plans
  • Personalized Wealth & Investment Management for Business Owners
  • Risk Management
  • Estate Planning
  • Charitable Giving
  • Cash Management
  • And more
Learn More

Commercial Loans

CODE offers loans and lines of credit tailored to fit every business. Contact Us for more information on a business loan.

Onsite Services:

• Onsite account opening – We will come to you!
• Account Review – Let us see if we can save you money.
• Conversations with CODE – we will come speak to your staff about Financial Literacy topics.
• Financial Check-Up.

Contact Us

Helpful Links

dayton.score.org
Counselors to America’s small business.

www.sos.state.oh.us
For business forms, including business registration forms.

www.eftps.gov
For access to electronic funds transfer payment.

www.irs.gov
For tax identification numbers.

Business Account Terms & Conditions