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Unlock the CODE to digital banking...

Unlock the CODE to digital banking with CODE’s online tools designed to keep you in touch with your finances from where ever you are.

Online and Mobile Banking

  • Check your balance
  • Transfer funds
  • View account history
  • Online calculators
  • eAlerts/notifications
  • Track your credit score
  • Account sharing
  • Stop payments
  • Order checks
  • Transfer from one account to another
  • Pay bills
  • Deposit a check with your mobile device
  • Download the app today from the Apple Store or Google Play

Online Bill Pay

  • Receive, manage and pay bills
  • Set up reminders to track when bills are due
  • Have your bills delivered directly to your Bill Pay
  • Set up automatic payments
  • View your bill history
  • FREE with select services*
  • Bill Pay support – 888-918-7462

*Bill pay is free when you have a CODE Checking account, Visa debit card (must qualify for a Visa debit card to receive free bill pay), direct deposit and estatements. If any of these services are cancelled, CODE reserves the right to charge a $4.95 monthly Bill Pay fee.


  • eStatements are fast, secure and convenient
  • View your statement when you are ready
  • Saves time. Saves space. Saves Trees!

Access 360 -Personal Financial Management (PFM) tool

  • Now available on Mobile, too!
  • View all your accounts in one place (even accounts at other institutions)
  • Online budgeting and cash flow management
  • Create tags to categorize and monitor your spending
  • Set financial goals

Enroll in Access 360 by logging into Access 24 Online Banking and click on “Access 360”.

CODE Visa® Online – online credit card management

  • View multiple credit cards on one dashboard
  • Log in using finger print or facial recognition
  • Lock or unlock cards with a touch of a button
  • View balance due, available balance and payment due
  • View and make payments
  • Set up travel notifications
  • Set up alerts by location, transaction type, merchant type or spending limits
  • Report a card lost or stolen

Search for the app in the App Stores under “CODE Visa”.

Credit Score powered by Savvy Money®

  • View your credit score directly through Access 24 online banking dashboard
  • View your credit score directly through the mobile banking app
  • Credit score is updated each month
  • Personalized analysis of each component of your credit rating
  • Receive alerts when there is new activity on your credit record

Get started today by logging in to Access 24 and clicking on the “Credit Sense” link. Or visit our Frequently Asked Questions to find out more.

Propay® Loan Payment

Need to schedule a one-time payment to your CODE Credit Union loan from an account that you have somewhere else? We can help! Click HERE to get started.

  • Make a payment from your checking account at another institution
  • Make a payment using a debit card
  • Avoid late fees on your loan
  • Make the payment conveniently and securely
  • Have a link sent to your email or phone via text to make your payment

Visa® Debit Card

The card that works like a check! Purchases and services will automatically be deducted from your CODE Checking Account. No more hassles with check approvals, carrying a checkbook or having extra cash. Features include:

  • Use your card everywhere Visa® Debit Cards are accepted
  • Just present your card, sign the receipt and be on your way
  • Obtain cash from thousands of ATMs nationwide.

*Surcharge free ATMs are available through Alliance One and CULIANCE. Download the Mobile App for Alliance One and CULIANCE from the App stores.  Search under “Alliance One” or “CULIANCE”.

PAT-Personal Audio Teller

Now available! The NEW PAT, CODE’s Personal Audio Teller, is the easy and confidential way to be in touch with your CODE accounts 24/7. Call PAT to:

  • Obtain account balances.
  • Verify deposits and checks cleared.
  • Transfer funds among your accounts.
  • And more!

With PAT’s local number (937-222-4PAT) you can call from anywhere – work, home or even when you’re out of town. If you do not already have a PAT access number, request one today.

ATM Locations

CODE Credit Union provides surcharge free access at thousands of ATMs nationwide. Click on the links below to find an ATM near you.

Find a surcharge free ATM through Alliance One®

Find a surcharge free ATM through CULIANCE®

Or download the Mobile App for Alliance One or CULIANCE from the App stores: search under “Alliance One” or “CULIANCE”.