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COOL Kids and YES! Club
Unlock the CODE to financial literacy

CODE members from newborn up to age 18 earn a great quarterly dividend rate on this account with no minimum balance requirement.

Cool Kids

It’s never too early to teach your kids about the value of saving. CODE’s Cool Kids accounts are a great way to get them started on the right financial path. As your child starts to understand money, whether through an allowance or a birthday check from Nana, teach them how to handle it wisely.

  • For members age 12 and under
  • No minimum balance
  • No service fee
  • Earn quarterly dividends
  • Share this account online with a parent account to allow for easy transfers and balance checks
  • FREE Access24 Internet Banking
  • FREE mobile banking app
  • Thousands of surcharge free ATMs nationwide to allow access to funds
  • Call to check your balance or transfer funds with PAT, CODE’s Personal Audio Teller

YES! Club

The YES! Club is for kids 13-18. Students in the YES! Club are eligible to apply for CODE’s annual $500 scholarship.  Download the scholarship application and return before April 30th!

  • For members age 13 – 18
  • No minimum balance
  • No service fee
  • Earn quarterly dividends
  • Students over 16 can have a checking account with a parent signature
  • Students over 16 can have a Visa debit card with a parent signature
  • Share this account online with a parent account to allow for easy transfers and balance checks
  • FREE Access24 Internet Banking
  • FREE mobile banking app
  • Thousands of surcharge free ATMs nationwide to allow access to funds
  • Call to check your balance or transfer funds with PAT, CODE’s Personal Audio Teller

Youth Certificates of Deposit

Cool Kids of CODE and YES Club members are eligible to obtain a youth certificate in their name.

  • A minimum deposit of $250.00 is required to open the certificate
  • Added deposits of $100.00 can be made during the term
  • The youth certificate has a term of 24 months, with the maturity date being no later than the year the member turns 18.