At CODE Credit Union, we understand the unique needs of small businesses. With convenient branch locations and a wide range of tailored products and services, we’re ready to support your business, whether you’re just starting out or looking to expand. Let us be your trusted financial partner today. Learn more about how our business accounts and services can help your business thrive.
Interested in learning how we can best help your business succeed? Lets connect today! CLICK HERE to get started.
Not sure where you might need assistance? Fill out our Financial Check-Up Business Edition and we will reach out to you for a tailored meeting!
Deposit accounts for every business:
Business Checking
CODE has 3 checking account plans with their own impressive bundle of services that are sure to fit any business model.
BASIC | REGULAR | PLUS |
|
|---|---|---|---|
| Earns Interest | No | Yes | Yes |
| Minimum Balance | $0.00 | $2,500 | $7,500 |
| Service Fee Monthly If balance less than minimum | $0.00 | $10 | $20 |
| Free Combination Monthly Total | 200 | 300 | 400 |
| Checks Deposited + Checks Cleared | .20/ item over | .15/ item over | .10/ item over |
| ACH Credits + Debits | Free | Free | Free |
| Overdraft Protection - Automatic from Savings and Business Money Mrkt | Free | Free | Free |
| Monthly Statement | Free | Free | Free |
| E-mail Statement | Free | Free | Free |
| 24/7 On-line Banking | Free | Free | Free |
Select Money Market Accounts
- Keep funds liquid while earning a higher rate on larger balances.
- Monthly dividends.
- Dividends figured on daily balance method with a minimum daily balance of $10,000 required to obtain the disclosed annual percentage rate.
- Minimum deposit of $10,000 is required to open this account.
- If the balance falls below $10,000 a one time a month $10 fee will be assessed.
- Easily transfer funds 24/7 online to and from a Business Checking Account.
Commercial Loans
CODE offers loans and lines of credit tailored to fit every business. Contact Us for more information on a business loan.
Helpful Links
dayton.score.org
Counselors to America’s small business.
www.sos.state.oh.us
For business forms, including business registration forms.
www.eftps.gov
For access to electronic funds transfer payment.
www.irs.gov
For tax identification numbers.
Visa® Business
At CODE Credit Union, we know small businesses are the heartbeat of our community. That’s why our Visa® Business Credit Card is built to support your growth—with the flexibility and features you deserve:
- No Annual Fee – Keep more money where it matters: in your business.
- Low Interest Rate – Enjoy a competitive rate (currently just 13.24% APR)*, helping you manage expenses without the extra burden.
- Add Authorized Users – Easily extend card access to employees while maintaining control and oversight.
- Online & Mobile Account Management – Stay on top of your finances anytime, anywhere, with intuitive tools at your fingertips.
- Traditional Visa® Benefits – Tap into global purchasing power, fraud protection, and exclusive perks that come with the Visa name.