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Earning CASH BACK is a great feeling!  With CODE’s Cash Back Checking account, you can earn 2% CASH BACK up to $15 just for using your debit card for everyday purchases.  Put your debit card to work and receive cash back for things you buy everyday!1

In addition to cash back, you’ll have easy access to your money at any ATM that’s convenient for you.  With a Cash Back Checking account, ATM fees are always waived.

CODE’s new Cash Back Checking account has all of the digital tools you need to stay connected to your finances, PLUS cash back rewards on your debit card spending.

Also, now available, CODE’s New online account opening experience. Open your account completely online in minutes. See for yourself how easy it is.

Open your Cash Back Checking now!  Or learn more about all of CODE Credit Union’s checking accounts.

 

 

1If Cash Back Qualifications are met, earn 2% cash back up to $15 per month.  See account agreement for full listing of Cash Back Qualifications.

young woman with cell phone and debit card wearing a green jacket

Saving money isn’t always easy.  With CODE’s Smart Saver Checking account, you can save automatically while you use your debit card for everyday purchases.  Growing your savings account will become effortless with CODE’s Debit Round Up.1

In addition to Debit Round Up, eligible members will receive Overdraft Forgiveness up to $35.  CODE has you covered if you run a little short.  Overdrafts will be paid up to $35 with no overdraft fee.2

CODE’s new Smart Saver Checking account has all of the digital tools you need to stay connected to your finances, PLUS these great, NEW features to really help you thrive.

Also, now available, CODE’s New online account opening experience. Open your account completely online in minutes. See for yourself how easy it is.

Open your Smart Saver Checking now!  Or learn more about all of CODE Credit Union’s checking accounts.

 

 

1Smart Saver Share account is required to participate in the debit round up feature.

2Smart Saver account holders who are enrolled in Overdraft Privilege are eligible to have overdraft forgiveness up to $35 without being charged an overdraft fee. This means that if your Smart Saver Checking account available balance is overdrawn by $35 or less at the time of posting, your item(s) will be paid and you will not be charged an overdraft fee for those transactions. If the balance is overdrawn by $35.01 or more, standard fees and procedures apply.

girl in car looking over lake

Hey, have you heard about CODE’s great Spring Auto Loan Promotion?  If you’re in the market for a new or used vehicle, or looking to reduce your payment on your existing loan with another financial institution, then THIS IS A DEAL FOR YOU!

  • Receive 2% Cash Back up to $5001
  • Make No Payment for 90 days!2

ACT NOW to purchase a vehicle or lower your existing auto loan payment by refinancing from another financial institution and receive up to $500 Cash Back.

What would YOU do with an extra $500?  Spend it on vacation?  Save for a rainy day?  Put it toward a large purchase?  Fund your next loan payment?  The possibilities are endless.  Get your $500 today!  Applying online is easy with CODE’s 1-2-3 online application and you’ll receive a loan decision FAST from a friendly CODE Credit Union Financial Services Representative.

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1Cash back reward will be 2.00% of the loan proceeds up to a maximum of $500. Refinanced loans must be transferred from another institution to qualify for the cash back reward.  Also required to receive this offer: direct deposit and automatic payment from a CODE deposit account. The cash back reward will be deposited into the member’s share account once the direct deposit and automatic payment are verified. The cash back reward may be reported on IRS form 1099-INT.  Offer excludes the refinancing of existing CODE Credit Union loans and loans closed at dealerships. 2No Payment for 90 days is available for new and used auto loans of $5,000 or more, closed beginning May 1, 2024.  Interest will continue to accrue from the time the loan is disbursed.  The first payment will be 90 days from the closing date or August 20, 2024, whichever comes first.  Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.

Limited time offer. Subject to change without notice. CODE Credit Union reserves the right to bill the member for the cash incentive if the loan is paid off within 180 days of closing.

Home improvement pays you back this spring with CASH BACK on qualifying CODE Visa® credit card purchases.*  Plus, Buy Now Pay Later is now available allowing YOU to divide large, qualifying purchases over monthly installments at a lowered interest rate.^
There’s nothing like CASH BACK to make spring projects more enjoyable as you fix up your landscaping, tackle remodeling projects, update your outdated appliances and more.
Remember to use your CODE Visa credit card as you’re making multiple trips to home improvement stores this spring. You could be earning CASH BACK for all your home improvement expenses. View a list of qualifying merchants.
Receive up to $50 cash back when you use your CODE Visa credit card between April 1 and May 31, 2024 to make all of your home improvement purchases. That gives you two months to earn your reward!
We will track your purchases and credit your reward in June. Rewards will be earned as follows:
At least $1,000 in purchases …           $25 reward
At least $2,500 in purchases …           $50 reward
On top of cash back rewards, you also now have the power to divide large, qualifying purchases over monthly installments at a lowered interest rate.  All you have to do is pay for your item using your CODE Visa credit card, select your purchase on the CODE Visa Online Mobile App, and select what monthly installment plan works best for you. It’s that easy.
Don’t have a CODE Visa credit card yet?  Apply Online Now!  The application is simple and secure, and approval times are quick.  Receive your new card and start earning a cash back reward on your home improvement purchases this spring!

 

*Rebate is awarded based on total home improvement purchases made during the promotional period of 4/1/24 through 5/31/24.  A $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases or $50 rebate will be issued to cardholders who complete $2,500 or more in total qualified purchases. Limit one rebate per card account for a maximum rebate of $50.  Accounts must be in good standing to receive rebate.  Financial Institution shall determine which purchases qualify and will not be responsible for merchant misclassifications.  Eligible merchant categories include: home supply, hardware, lumber and building materials, appliances, furniture, lawn and garden, masonry, insulation, roofing, siding, artist supply stores, drapery, upholstery, fireplace, floor covering, swimming pool supplies and service, air conditioning, electrical, discount stores, general merchandise, paint, varnish and stain, wallpaper, concrete, electrical, general contractors, specialty cleaning and sanitation.  Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases. Click here for a full listing of qualifying merchant category codes and descriptions.  This offer expires 5/31/24. Appropriate rebate credit will automatically be posted to your share account within 2 weeks after the promotion end date and is non-transferable.

^CODE Visa® Online or The CODE Visa Mobile App are required to use Installment Payments. CODE Credit Union may change APRs, fees and other account terms in the future based on your experience with CODE Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to Frequently Asked Questions for more information. Purchase must be greater than $100 from qualifying merchants. Installment payment available for six (6), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the CODE Visa Online Mobile App and will be contingent on qualifying purchase.

Take a break from normal life this spring. Get outside and enjoy the ride. Whether you want to ride a motorcycle to save on gas, hang with your friends or relieve tension and stress, CODE can help you save on your existing motorcycle loan or buy that new bike that you have your eye on.

CODE offers a wide range of terms and low competitive rates on a new or used motorcycle loan.

CODE will finance up to 115%** of the NADA value with terms up to 84 months for new motorcycles and up to 72 months for used motorcycles.

 

1.) No payment for 60 days is available for new and used motorcycle loans closed beginning May 1, 2024. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or July 20, 2024, whichever comes first. Offer excludes refinancing of existing CODE Credit Union loans.

2.) $100 gift card promotion is available for qualifying new and used motorcycle loans of $5,000 or more, closed beginning May 1, 2024. To qualify for the $100 gift card, members must have direct deposit into a CODE Credit Union share or draft account and have the loan payment automatically debited from the account each month. Offer excludes refinancing of existing CODE Credit Union loans. Many gift card selections including Amazon, Walmart, Best Buy, Home Depot and many more. See full details at codecu.org. Limited time offer. Subject to change without notice.

girl water skiing

Catch some waves this summer with your new boat, RV, or maybe a four-wheeler!  Whatever adventure is calling you, CODE can help you soak in the outdoors in style with a great rate on a recreational loan.

For a limited time, rates are as low as 6.99% APR* with an added benefit of NO PAYMENT FOR 60 DAYS!  That’s right!  You won’t have to make a payment until July 30, 2024.^  Act now before rates go up.

CODE’s Recreational Vehicle Loans feature:

  • A special rate as low as 6.99% APR*
  • Fast Approvals
  • Finance up to 100%
  • Terms up to 180 months

Apply Online at codecu.org or call (937) 222-8971 to speak with a Financial Services Representative.

*6.99% Annual Percentage Rate (APR) valid on new and used RV and boat loans 2023 and newer, 60 month term, qualified credit, and pre-approval. ^No payment for 60 days is available for new and used RV, camper and boat loans closed beginning May 1, 2024. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or July 30, 2024, whichever comes first. Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.

woman shopping online using a laptop

As a CODE Credit Union credit cardholder, you now have the power to divide large, qualifying purchases over monthly installment payments at a lowered interest rate.*

Buy now, select your purchase, select your monthly installment plan, and pay back your purchases on your terms.  Take control of your repayment options!

Here’s How:

Step 1:

Download the CODE Visa Online Mobile App

Step 2:

Make qualifying purchases at your favorite retailer

Step 3:

Choose your installment plan in the mobile app

Step 4:

Pay back your purchase on your terms.

Not a CODE Visa credit card holder yet? Apply now and receive a fast approval. CODE has a variety of credit cards designed to suit your needs whether you’re looking for a card with rewards or just a great low rate with no frills.

*CODE Visa® Online or The CODE Visa Mobile App are required to use Installment Payments. CODE Credit Union may change APRs, fees and other account terms in the future based on your experience with CODE Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to Frequently Asked Questions at www.codecu.org for more information. Purchase must be greater than $100 from qualifying merchants. Installment payment available for six (6), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the CODE Visa Online Mobile App and will be contingent on qualifying purchase.