Promotions

What are your plans for summer?  A family vacation, weekend road trip, visiting a new or favorite restaurant?  Earn CASH BACK with any CODE Visa® Credit Card when you use it to pay for dining out, gas for your vehicle, and travel expenses!

Receive up to $50 cash back when you use your CODE Visa Credit Card between June 1st and August 15th, 2025 to make a variety of travel and dining out purchases.*  You have over two months to earn your reward!  (View a list of qualifying merchants.)

CODE will track your qualifying purchases and credit your reward in late August.  Rewards can be earned as follows:

 

At least $1,000 in purchases …          $25 reward

At least $2,500 in purchases …          $50 reward

 

On top of cash back rewards, you also now have the power to divide large, qualifying purchases over monthly installments at a lowered interest rate using Buy Now Pay Later.  All you have to do is pay for your item using your CODE Visa credit card, select your purchase on the CODE Visa Online Mobile App, and select what monthly installment plan works best for you.  CODE has you covered if you want to book those airline tickets NOW and plan your getaway! It’s that easy.

Enjoy your summer and earn CASH BACK with your CODE Credit Union Visa® Credit Card!  Don’t have a CODE Visa yet?  APPLY ONLINE NOW for the credit card that works best for you!

 

*Rebate is awarded based on total travel and dining out purchases made during the promotional period of 6/1/25 through 8/15/25.  A $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases or $50 rebate will be issued to cardholders who complete $2,500 or more in total qualified purchases.  Limit one rebate per card account for a maximum rebate of $50.  Accounts must be in good standing to receive rebate.  Financial Institution shall determine which purchases qualify and will not be responsible for merchant misclassifications.  Eligible merchant categories include: airlines, rental cars, automated fuel dispensers, automobile parking lots and garages, truck stop transactions, travel-related arrangement services, hotels, resorts, casinos, health and beauty spas, bars, taverns, nightclubs, cocktail lounges, discotheques, eating places and restaurants, fast food restaurants, duty free stores, campgrounds and trailer parks, timeshares, air carriers, airports, airport terminals, flying fields, boat rentals and leases, bus lines, cruise lines, local and suburban commuter/passenger transportation including ferries, passenger railways, railroads, taxicabs and limousines, tolls/bridge/road fees, transportation services, travel agencies and tour operators.  Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases. Click here for a full listing of qualifying merchant category codes and descriptions.  This offer expires 8/15/25.  Appropriate rebate credit will automatically be posted to your share account within 3 weeks after the promotion end date and is non-transferable.

^CODE Visa® Online or The CODE Visa Mobile App are required to use Installment Payments. CODE Credit Union may change APRs, fees and other account terms in the future based on your experience with CODE Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to Frequently Asked Questions for more information. Purchase must be greater than $100 from qualifying merchants. Installment payment available for six (6), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the CODE Visa Online Mobile App and will be contingent on qualifying purchase.

CODE Platinum and Gold Visa credit cards have ALL the rewards you need!

With CODE’s Platinum or Gold Visa® credit card, you can earn valuable reward points while preparing for and enjoying the summer weather!  And, from June 15^th to August 15th, you can earn DOUBLE POINTS.

 

Earn points redeemable for CASH BACK, travel, gift cards, merchandise and more!

 

Open a Visa credit card or apply for a credit line increase for your existing CODE Visa credit card today.

 

Plus, take advantage of CODE’s summer Visa spending promotion and earn up to a $50 cash reward in addition to earning double points. Learn More HERE.

 

Apply Now for a Platinum or Gold Visa credit card!

Learn more about CODE’s Visa Credit Cards

 

* Earn two (1) points for every two ($2) dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold card.
Earn one (1) point for every one ($1) dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum card. Visit CURewards for more information on redeeming reward points.

Grow Your Business with CODE Credit Union

At CODE Credit Union, we’re committed to providing flexible and supportive services that help your business thrive. Whether you’re looking to earn higher interest, streamline payroll, or access financing, we have the tools to help you succeed.

Business Checking for every size of business:

• Basic Checking
• Regular Checking
• Plus Checking

Learn More about CODE’s Business Checking.

Several options to help you save:

• Business (Select) Money Market– Earn higher interest on larger balances starting at $10,000 with monthly dividends and 24/7 online transfers to/from your Business Checking account.
• Certificates of Deposit– For long-term savings, explore our Certificates of Deposit (CDs), offering flexible terms from 6 to 48 months with competitive, high-yield rates and preferred rates for deposits over $10,000.

Check Current Rates

Loan and Credit Card options:

• Business VISA Credit Cards with no annual fee and competitive rates.
• Fixed loans and lines of credit to support your business growth. Contact Us for loan rate information.

Merchant Services – Simplify your payments and operations through our Merchant Services partner, EMS. They provide mobile payment processing, credit/debit card acceptance, and state-of-the-art point-of-sale equipment, all backed by 24/7 technical support and competitive pricing to help you save. Learn More.

Payroll and Human Resources Services- Need payroll solutions? Take advantage of free payroll services through our partner, 937 Payroll. Gain better control of employee payments and cash flow. Utilize human resources services to help reduce compliance risk.

Investment and 401K Plans- Our partner, Harrison Wealth Management, will help you cut through the complexity of your financial situation to create, implement and manage an all-encompassing plan designed to pursue your goals – personally and professionally. Learn More.

Additional services:

• Cash ordering options
• Financial Check-Up to ensure your business is on the right track. Complete the Business Financial Check Up online now.
• Onsite Services- Finding it hard to come into a financial institution? We will come to you.
  • Onsite account opening.
  • Account Review – Let us see if we can save you money.
  • Conversations with CODE – we will come to you and speak to your staff about Financial Literacy topics including Financial Check Up, Health Savings Accounts and more.

 

All of these great products and services, PLUS, Grow Your Business Even More This Spring with these LIMITED TIME OFFERS:

EARN A $500 BONUS when you open a business checking account¹

FREE BILL PAY for the first year.²

EARN UP TO $50 CASH BACK on Visa credit card purchases.³

SIGN UP FOR MERCHANT SERVICES WITH EMS (Electronic Merchant Services) and receive a FREE card reader.⁴

RECEIVE  2 FREE months of Payroll Services through 937 Payroll. Learn More.

Ready to take your business to the next level? Contact us today by submitting our online form, visit your nearest branch, or call us at 937-545-8918. We’re excited to partner with you!

 

¹The $500 bonus will be deposited into the checking account after verification that the average balance of at least $5,000 is maintained for the first 90 days and at least 5 ACH/debit card transactions are completed per month.

²Standard Bill Pay fee of $4.95 per month will be waived for the first calendar year from the date the account is opened. Enrollment in online banking is required to utilize Bill Pay.

³ A $25 rebate will be issued to cardholders who complete $2,500 or more in Visa credit card purchases in the first 60 days after account opening. A $50 rebate will be issued to cardholders who complete $5,000 or more in Visa credit card purchases in the first 60 days after account opening. Limit one rebate per card account for a maximum rebate of $50.  Accounts must be in good standing to receive rebate.   Cash advances, balance transfers, fees, and finance charges are not included as  purchases. Limited Time Offer. Appropriate rebate credit will automatically be posted to your share account within 2 weeks after the promotion end date and is non-transferable.

⁴ Ask for details. This offer is on behalf of Electronic Merchant Systems in coordination with CODE Credit Union

🚗Enjoy a Great Rate on Your Next Auto Loan!

Why pay more when you could be catching a lucky break? With rates as low as 5.49% APR*, it’s your chance to save big on your next auto loan! Whether you’re upgrading your ride or refinancing to lower your current rate, CODE is here to help you seize the adventure!

📲 APPLY ONLINE or give us a call at (937) 222-8971 to chat with a Financial Services Rep. We’re ready to help you start your adventure today!

*5.49% APR is based on new and used vehicles financed up to 63 months with qualified credit. Go to codecu.org for more rate information.

CODE’s Smart Saver Checking provides all the basic checking functions you need to survive PLUS great, new features to help you thrive. This account includes our new, debit round up option to help you save whenever you use your debit card.

• No minimum balance
• No monthly fee if enrolled in eStatements¹
• Overdraft forgiveness up to $35²
• Visa Debit Card with contactless Tap to Pay
• Round up your debit transactions for automatic deposit into a Smart Saver Share account³
• Access 24 Online Banking with Mobile Banking App for 24/7 access from a mobile device
• Send and receive money with friends and family using Zelle directly through online banking.
• Free Credit Score Monitoring
• Mobile Wallet – Make purchases straight from your account with Google Pay, Apple Pay, or Samsung Pay.

¹ Paper statement charge of $5.00 will apply if not enrolled in eStatements.

²Smart Saver account holders who are enrolled in Overdraft Privilege are eligible to have overdraft forgiveness up to $35 without being charged an overdraft fee. This means that if your Smart Saver Checking account available balance is overdrawn by $35 or less at the time of posting, your item(s) will be paid and you will not be charged an overdraft fee for those transactions. If the balance is overdrawn by $35.01 or more, standard fees and procedures apply.

³ A Smart Saver Share account is required to participate in the debit round up feature.

Upgrade Your Checking Account and Get Rewarded! Unlock a world of features and cash back rewards with our enhanced checking account. Earn cash back on all your every day purchases. Cash Back Checking was designed to meet your lifestyle and exceed your expectations with benefits like these, just to name a few:

• Cash Back Rewards:. ¹
• Tap to Pay: Fast, secure payments with your Visa Debit Card.
• No ATM Fees: Withdraw your cash without worrying about fees.
• 24/7 Access: Manage your account anytime, anywhere with our Mobile Banking App.
• Send Money Easily: Use Zelle to send and receive money with friends and family.
• Credit Score Monitoring: Keep an eye on your credit score for free.
• No Monthly Fee: Enjoy no monthly fees when you enroll in eStatements and maintain a minimum balance of $1,000.²

 

Upgrade today. Click on the link below.

APPLY HERE

Open an account online in minutes.

¹ If Cash Back Qualifications are met, earn 2% Cash Back up to $15 per month. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by CODE Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning on the first business day of the month through the last day of the month. Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $750 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $15.00 cash back may be earned per Monthly Qualification Cycle. When Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

²Paper statement charge of $5.00 will apply if not enrolled in eStatements. Average daily balance of $1,000 is required to avoid a $5 per month service fee.

You’ll be a happy camper with your new RV, boat, or maybe a four-wheeler! Whatever adventure is calling you, CODE can help you soak in the outdoors in style with a great rate on a recreational loan.
For a limited time, rates are as low as 6.99% APR* with an added benefit of NO PAYMENT FOR 60 DAYS! That’s right! You won’t have to make a payment until August 20, 2025.^ Act now before rates go up.
CODE’s Recreational Vehicle Loans feature:

– A special rate as low as 6.99% APR*
– Fast Approvals
– Finance up to 100%
– Terms up to 180 months

Apply Online at codecu.org or call (937) 222-8971 to speak with a Financial Services Representative.
*6.99% Annual Percentage Rate (APR) valid on new and used RV and boat loans 2024 and newer, 60 month term, qualified credit, and pre-approval. ^No payment for 60 days is available for new and used RV, camper and boat loans of at least $5,000 closed beginning June 1, 2025. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or August 20, 2025, whichever comes first. Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.

Start Your Child on the Path to Financial Success with CODE’s Cool Kids Account! OPEN AN ACCOUNT ONLINE TODAY!
It’s never too early to teach your kids the value of saving! With CODE’s Cool Kids Account, you can help your child start on the right financial path today. Whether it’s from an allowance, a birthday check from Nana, or just a little extra pocket money, it’s important to show them how to manage it wisely. For a limited time, when you sign up for a COOL Kids account receive a COOL Kids branded piggy bank as our gift to you!

Cool Kids Account Features:
•For members age 12 and under
•$5 to open, no additional deposit required
•No service fees
•Earn quarterly dividends
•FREE Access24 Internet Banking
•FREE mobile banking app
•Thousands of surcharge-free ATMs nationwide
•Share account with a parent for easy transfers and balance checks
•Call to check balance or transfer funds with PAT (Personal Audio Teller)

Benefits Include:
•   Membership Card
•   Reach into the money bag on your birthday!
•   Choose from the prize chest when you make a minimum deposit.
•   Bring in your report card and receive $1.00 for each top grade. (“A” or equivalent, must be from current school quarter)
•   Eligible for CODE’s Youth Certificate of Deposit.

Help them learn to manage money, save for the future, and start building good financial habits from a young age. Because when it comes to financial education, it’s never too early to start!
Ready to get started? OPEN AN ACCOUNT ONLINE NOW, stop into a branch or Call 937-222-8971 to talk with a Financial Services Representative today.

Take a break from normal life this summer and enjoy the ride. Whether you want to ride a motorcycle to save on gas, hang with your friends or relieve tension and stress, CODE can help you save on your existing motorcycle loan or buy that new bike that you have your eye on!

CODE offers a wide range of terms and low competitive rates on a new or used motorcycle loan.

CODE will finance up to 115%* of the NADA value with terms up to 84 months for new motorcycles and up to 72 months for used motorcycles.

*1 7.09% Annual Percentage Rate applies to 2025 and newer motorcycles up to 63 month term. Subject to credit qualifications and verification of asset value. 2No payment for 60 days is available for new and used motorcycle loans closed beginning June 1, 2025. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or August 20th, 2025, whichever comes first. Offer excludes refinancing of existing CODE Credit Union loans.