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Promotions

Make Your Holidays Brighter — Apply for a Holiday Loan!

Don’t let a tight budget keep you from holiday cheer. If your shopping list is a little longer than expected, or you need some extra cash this season, a Holiday Loan from CODE Credit Union can help.

Take advantage of a small, manageable loan—up to $1,000 for up to 24 months—with a special rate as low as 7.99% APR*. With a payment of less than $50 per month**, this loan could be just what you need to stay on top of things this holiday season. Applying online is fast, easy, and secure, so you can get back to holiday planning without the stress.

Use your Holiday Loan for whatever makes your season bright:

  • Christmas gifts
  • Electronics
  • Holiday travel
  • Jewelry
  • Decorations

Plan ahead and enjoy the holidays without stretching your budget.

Talk to a CODE Financial Services Representative today or APPLY ONLINE at codecu.org.

 

*7.99% APR (Annual Percentage Rate) is based on credit qualifications and subject to change without notice.
**Estimated monthly payment of $45.22 is based on a $1,000 loan at 7.99% APR (Annual Percentage Rate) with a 24 month repayment period.

🎄 Holiday Auto Loan Special — Drive Into the Season With CODE! 🎅

$100 Gas Card1 + No Payments for 90 Days2

Make this holiday season a little brighter — and a lot more affordable — with CODE’s limited-time Holiday Auto Loan Promotion. Whether you’re upgrading your ride, buying your teen their first car, or refinancing to lower your payment, CODE has packed this promo with extra value designed to help you save through the holidays and into the new year.

A Promotion That Delivers Holiday Cheer

This year, Santa isn’t the only one cruising in style. When you finance a qualifying auto loan with CODE, you’ll enjoy two major perks designed to keep more money in your pocket when it matters most.

🎁 Receive a $100 Gas Card1

Holiday travel adds up fast — but your fuel budget doesn’t have to.
When you close an auto loan of $10,000 or more and set up direct deposit and automatic loan payment from a CODE account, we’ll send you a $100 gas card to help cover your next few fill-ups.

🎁 Make No Payments for 90 Days2

Enjoy the flexibility of starting the new year strong.
With our 90-day no-payment option, you can take the wheel of your new (or new-to-you) vehicle now, while postponing your first payment for 90 days. That means no monthly payment during the holiday season — giving your budget room to breathe.

Why Finance Your Auto Loan With CODE?

At CODE, our goal is simple: offer members financial solutions that make life easier.
This holiday promo includes more than just seasonal savings:

🚗 Competitive, Member-Friendly Rates

CODE offers consistently strong auto loan rates to help keep your monthly payment affordable — whether you’re purchasing a new vehicle, a used one, or refinancing from another financial institution.

🚗 Fast, Secure Online Application

Apply anytime from home, work, or during your holiday shopping run. Our digital application is quick, secure, and gives you a decision fast.

🚗 Refinance & Save

Already have an auto loan somewhere else? Bring it to CODE and potentially lower your rate — and still take advantage of our $100 gas card and 90-day no-payment options (as long as the loan isn’t currently with CODE).

🚗 Local, Member-Focused Service

CODE is here to help at every step. If you’d prefer to talk through your options, our Financial Services Representatives are happy to help you find the best term, payment, and loan structure for your needs.

How to Get Started

Getting behind the wheel is easy:

  1. Apply Online using our fast and secure application.
  2. Work with a CODE representative to finalize your loan and set up automatic payment.
  3. Receive your $100 gas card1 (once direct deposit and auto pay are verified).
  4. Enjoy 90 days payment-free2 while you settle into your new vehicle.

You focus on the road ahead — we’ll handle the rest.

 

1To qualify for the $100 gas card, members must have direct deposit into a CODE Credit Union share or draft account and have the loan payment automatically debited from the account each month.  Members who obtain an auto loan beginning December 1st, 2025 through December 31st in the amount of $10,000 or more will receive a $100 gas card.  Excluded from this offer: loans closed at dealerships or the refinancing of existing CODE Credit Union loans.  Rates are based on credit qualifications and are subject to change without notice.  Gift card will be awarded to the member once direct deposit and auto payment are verified.  Limited time offer.  Subject to change without notice.

 

2No payment for 90 days for new and used auto, RV and boat loans of $10,000 or more, closed beginning December 1st, 2025.  Interest will continue to accrue from the time the loan is disbursed.  The first payment will be 90 days from the closing date or March 20th, 2026, whichever comes first.  Both offers exclude loans closed at dealerships, motorcycles or refinancing of existing CODE Credit Union loans.

Start preparing for next year’s holiday season with CODE Credit Union!
As a valued CODE Credit Union member, you can receive up to $50 in matching funds when you open a new Christmas Club account.*

Offer Details:

CODE Credit Union will match up to $50 of your opening deposit into your new Christmas Club account.*

This limited-time offer applies to the first 25 accounts opened beginning December 1st, 2025.

To qualify, you must:
• Enroll in eStatements
• Enroll in Online Banking

Offer valid through January 31, 2026, or until the first 25 accounts are opened.

Why Open a CODE Christmas Club Account?

  • Save gradually throughout the year for next year’s holiday expenses
    • Competitive rates and no monthly service fees
    • Easy automatic deposits through payroll deduction or transfers
    • Local service and support from your hometown credit union

How to Get Started

Open your Christmas Club Account today and watch your holiday savings grow!
Click HERE to open an account today!

*CODE Credit Union reserves the right to bill the member for the matched amount if the account is closed within 90 days of opening. Offer expires January 1st, 2026. Offer limited to the first 25 accounts opened beginning December 1st, 2025. eStatement and online banking enrollment required.

Earn double points on platinum and gold visa purchases through December 31st

🎄 Double the Cheer This Holiday Season with a CODE Visa® Credit Card! 🎁

Get rewarded while you prep, shop, and celebrate the holidays! With a CODE Platinum or Gold Visa® credit card, you’ll earn DOUBLE REWARD POINTS on all eligible purchases made between November 1, 2025 and December 31, 2025.*

That means more points for:
✨ Holiday gifts
✨ Travel expenses
✨ Festive meals and decorations
✨ And all your seasonal splurges!

Redeem your points for cash back, gift cards, travel, merchandise, and more — just in time to treat yourself after the holiday rush.

Don’t have a CODE Visa yet?
🎅 Apply now for a Rewards Visa credit card
🎄 Already a cardholder? Consider requesting a credit line increase to boost your holiday spending power by applying HERE.

Apply Now for a CODE Rewards Visa® Credit Card
Learn more about CODE Visa® Credit Cards

*Earn one (1) points for every $2 in eligible net purchases with your CODE Gold Visa®.
Earn ONE (1) point for every $1 in eligible net purchases with your CODE Platinum Visa®.
Reward points are redeemable through CURewards — visit CURewards.com for more information.

CODE’s Health Savings Accounts (HSAs) are a convenient way to save for current or future medical expenses. Available to those with High Deductible Health Plans (HDHP), HSAs are an extra safety net into which you and your employer can make contributions. Payroll deduction contributions are pre-taxed. Dividends earned are tax-free. Funds can be used for many types of medical expenses. Learn More.

With an HSA from CODE, you receive:

  • a .50% APY dividend rate^
  • CODE Visa® HSA Debit Card
  • ATM access for cash withdrawals
  • FREE Online and Mobile Banking
  • PAT – Personal Audio Teller – call anytime, 24/7
  • e-Statements to review your monthly HSA activity
  • Conveniently open your account online with our easy online application
  • Access to certified Health Savings Professionals on staff at CODE to help with your questions or concerns

GOING ON NOW … open a Health Savings Account during the remainder of 2025 and have a chance to WIN a $100 Visa® Gift Card!*

*All Health Savings Accounts opened between 9/1/25 and 12/31/25 will automatically be entered into a drawing for a $100 Visa gift card. The winner will be notified within the first two weeks of January 2026.  ^Rates are subject to change without notice.

 

We speak your language — with help from our new translation tablet. At our credit union, we want every visit to feel easy, clear, and comfortable. If you speak Spanish and prefer to communicate in your language, now you can do that without any problem.

When you stop by and try our translation tablet, you’ll also get a chance to spin our prize wheel — with the opportunity to win up to $100. It’s our way of saying bienvenidos and thank you for trusting us.

Come in, give it a try, and see what you win. We’re here to help you feel right at home.

Visit us at:
📍 Dayton – 355 W. Monument Ave.
📍 Englewood – 415 W. National Rd.
📞 937-222-8971 | 🌐 codecu.org

 

Hablamos tu idioma — con ayuda de nuestra nueva tableta de traducción. En nuestra cooperativa de crédito, queremos que cada visita sea fácil, clara y cómoda. Si hablas español y prefieres comunicarte en tu idioma, ahora puedes hacerlo sin ningún problema.

Cuando nos visites y pruebes nuestra tableta de traducción, también tendrás la oportunidad de girar nuestra rueda de premios — con la posibilidad de ganar hasta $100. Es nuestra manera de decir bienvenidos y agradecerte por confiar en nosotros.

Ven, pruébala y descubre qué puedes ganar. Estamos aquí para ayudarte a sentirte como en casa.

Visítenos en:
📍 Dayton – 355 W. Monument Ave.
📍 Englewood – 415 W. National Rd.
📞 937-222-8971 |🌐 codecu.org