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Whatever your credit card needs, we have the right card for you.  With rates as low as 10.50 % APR* we are confident we can best meet your financial needs! Choose your card and apply today using the links below.

VISA Simple

Visa® Simple

CODE’s lowest rate card with no frills or complications. Benefits include:

  • A GREAT, Low Rate
  • No Annual Fee
  • No balance transfer fee
  • No finance charges on purchases if the balance is paid in full within 25 days of statement closing date
  • Online card management and Mobile App
  • Access to Traditional Visa® benefits*

View Simple Card Agreement

Visa® Platinum

Earn rewards towards cash, travel and more. Benefits include:

  • A competitive, low rate
  • No Annual Fee
  • No balance transfer fee
  • No finance charges on purchases if the balance is paid in full within 25 days of statement closing date
  • Online card management and Mobile App
  • Access to Traditional Visa® benefits*
  • Earn one (1) point for every two ($2) dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold Card. Earn one (1) point for every one ($1) dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum Card. Please visit CURewards for more information on rewards, travel, merchandise and cash back.

View Platinum Card Agreement

Visa® Gold

Earn rewards towards cash, travel and more. Benefits include:

  • A competitive, low rate
  • No Annual Fee
  • No balance transfer fee
  • No finance charges on purchases if the balance is paid in full within 25 days of statement closing date
  • Online card management and Mobile App
  • Access to Traditional Visa® benefits*
  • Earn one (1) point for every two ($2) dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold Card. Earn one (1) point for every one ($1) dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum Card. Please visit CURewards for more information on rewards, travel, merchandise and cash back.

View Gold Card Agreement

Secured Card

Establish and build credit by depositing money into a CODE Share Savings.  The money stays on deposit to secure your credit line. You can use the card up to the amount deposited. As you use the card and pay it back on time each month, your credit score improves. This card is great for first-time credit borrowers, college students, teens or those that want a fresh start. Parents, this is a great way to prepare your college bound student to begin their financial independence the right way.  The Secured card features:

  • Low Fixed Rate
  • No finance charges on purchases if the balance is paid in full within 25 days of statement closing date.
  • Pay your bill and manage your account online 24/7 using CODE Visa Online.
  • Receive the Same Low Rate on Cash Advances as Purchases.
  • Online card management and Mobile App
  • Access to Traditional Visa® benefits*

View Secured Card Agreement

Visa® Business

At CODE Credit Union, we know small businesses are the heartbeat of our community. That’s why our Visa® Business Credit Card is built to support your growth—with the flexibility and features you deserve:

  • No Annual Fee – Keep more money where it matters: in your business.
  • Low Interest Rate – Enjoy a competitive rate (currently just 13.49% APR)*, helping you manage expenses without the extra burden.
  • Add Authorized Users – Easily extend card access to employees while maintaining control and oversight.
  • Online & Mobile Account Management – Stay on top of your finances anytime, anywhere, with intuitive tools at your fingertips.
  • Traditional Visa® Benefits – Tap into global purchasing power, fraud protection, and exclusive perks that come with the Visa name.

View Business Card Agreement

*Traditional Visa benefits include:

  • Emergency card replacement
  • Cardholder inquiry service
  • Lost or stolen card reporting
  • Emergency cash disbursement
  • Zero liability
  • Roadside Dispatch®
Download the CODE Visa App

View transactions, make payments, set travel dates, transfer a balance and more right from your mobile phone.

Download the Apple version
Download the Google Play version