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Health Savings Account (HSA)

Saving for a healthier future.

CODE's Health Savings Accounts (HSAs) are a convenient way to save for future or current medical expenses. Available for those with High Deductible Health Plans (HDHP), HSAs are an extra safety net into which you and your employer make contributions. Payroll deduction contributions are pre-taxed. Dividends earned are tax-free. Funds can be used for many types of medical expenses including, but not limited to, doctor's visits, prescriptions, eye glasses and/or hearing aids.*

Easy access to your account

  • CODE Visa Debit Card.
  • CODE HSA Checks.
  • Any ATM.
  • Access24 - 24/7 online internet banking.
  • PAT - Personal Audio Teller - available 24/7.
  • Mobile banking - Access your account through CODE’s mobile banking. Learn More

Added Features of your CODE HSA

  • Earn dividends on balances of $500 or more
  • No monthly or annual service fee.
  • 12 month HSA certificate with $1000 minimum deposit.
  • Contributions to your 2019 HSA may be made until April 15, 2020.

Please use the following chart for maximum contributions for the years of 2019 and 2020. This chart also includes catch up contributions for persons 55 and older.


Contribution Limits

Year Single Family age 55 and Older
2019 $3500 $7000 $1000
2020 $3550 $7100 $1000

More information

If you would like more information about CODE Credit Union Health Savings Accounts please call 937-222-8971 or email us at

Frequently Asked Questions and Answers

Other helpful links:

*Consult your tax advisor.