Consumer Loans

CODE's wide variety of loans feature competitive rates and flexible terms.

Vehicle

CODE offers up to 115% financing with fixed or variable rates on new car loans with terms up to 84 months for qualified borrowers.

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CODE will finance up to the retail NADA book value on used car loans for qualified borrowers

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Boat/Motorcycle

CODE offers a wide range of terms and low competitive rates on a new boat, RV, motorcycle or personal watercraft loan.

CODE will finance up to 90% with terms up to 84 months for new items and up to 72 months for used boats/RV/motorcycles.

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Signature Loans

CODE offers unsecured Signature loans for qualified borrowers.

Use a signature loan to finance a large purchase, cover short term cash flow shortages and more.

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Whatever Loans

A convenient unsecured loan for Whatever you need to use it for.

A great, low rate loan for consolidating debts, purchasing a computer, buying jewelry, tires for your car, auto repairs or WHATEVER you need to borrow money for.

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Ready Ca$h

Ready Ca$h is a credit line that can be used as overdraft protection for your CODE checking account.

A Ready Ca$h credit line is there whenever you need it. Transfer funds online or let the funds transfer automatically to your CODE checking when needed.

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Share Secured Loan

CODE offers loans that are secured by a certificate of depsosit or share account.

Obtain a lower rate with this option.

See a CODE Financial Services Representative for more information.

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Student Loans

Tuition Link (College - Graduate and Undergraduate)

If you need help with college tuition, books or room and board, CODE has options for undergraduate and graduate school financing.

Tuition Link (K-12 Private School Tuition)

Looking for options to cover the cost of private school tuition?
CODE offers K-12 private school financing.

Education Advantage

The Education Advantage Loan (EAL) is a line of credit designed for college students who need to fill the gap Federal Student Loans, grants and savings do not cover.  Once approved, borrow up to your limit as you need it for school expenses. 

Other Loan Services

Payment Protection

The Payment Protection Plan is made up of several valuable coverages:

Life Protection

Life Protection is designed to pay off your loan in the event of death. Life Protection is available to the borrower as single coverage and for both the borrower and co-borrower as joint coverage.


Disability Protection

Disability Protection is designed to make your monthly payments if you are ill or injured, under doctor's care and unable to work for more than 14-days. Single or joint coverage is available.

See a CODE Financial Services Representative for more information.


Involuntary Unemployment Protection

Involuntary Unemployment Protection is designed to make your monthly payments if you become involuntarily unemployed. Single or joint coverage is available.

See a CODE Financial Services Representative for more information.

GAP-Guaranteed Asset Protection

Available on Auto and Motorcycle Loans.

GAP - If your vehicle is totaled or stolen, your insurance settlement will be based on the vehicle's actual cash value, not the outstanding loan balance. This may create a deficiency balance or "gap." Now you can protect your vehicle investment with GAP. GAP is designed to eliminate your unpaid net loan balance in the event your vehicle is stolen or damaged beyond repair (totaled).

See a CODE Financial Services Representative for more information.

Route 66: Extended Warranty Coverage

CODE Credit Union has partnered with Route 66 to offer you Extended Warranty Coverage on your vehicle. Call us today and get a great deal on Extended Warranty Coverage from Route 66 through your credit union.


  • Enjoy $0 deductible on all plans.
  • Competitive rates.
  • 30-day “Free Look” of the product.
  • Nationwide Coverage.
  • 24/7/365 Emergency Roadside Service.
  • Coverage that is transferable.

Credit Cards

Depreciation Protection®

Vehicle depreciation is often considered the number one expense to vehicle purchasers. Before the first oil change your new car could lose thousands of dollars in value, potentially eliminating your down payment and equity in the event of total loss. Not only do we protect your initial down payment, but also the equity built as you pay down the loan.

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Who needs this protection?

Depreciation protection is ideal for those who:

  • Finance 100% or less
  • Put money down
  • Make accelerated payments
  • Desire protection for vehicle depreciation
  • Desire peace of mind knowing the money invested in a vehicle is protected from total loss

Benefits of protection:

  • Protection for collision or comprehensive total loss, including theft
  • Life of loan protection
  • No mileage or year restrictions
  • Open enrollment
  • 100% Refundable for 60 days
  • Accidental Death protection included. Provides for cancellation of up to $1,000 of your outstanding loan balance if you die in an accident