Credit Cards

Credit Cards

CODE Credit Union is excited to announce our partnership with a new credit card processor offering greater flexibility and
ENHANCED MEMBER BENEFITS!

Your new card will include more security with the new, EMV chip technology and increased member benefits including a new online portal and ENHANCED REWARDS PROGRAM.

THINGS YOU NEED TO KNOW

  • You will be receiving a new card with a new card number and cards issued to authorized users or co-owners of your account will be issued a card with a unique number. The cards will arrive in the same mailing.

  • There is no change to your interest rate or fee structure.

  • CODE Visa Online: You will still access the online portal for credit card transactions and payments directly through Access 24 by clicking on “CODE Visa Online”. The portal will have a new look and you will need to authenticate your account when you log in for the first time. Be prepared to verify personal information such as birthdate, social security # and zip code.
    PLEASE NOTE: After March 23, 2019, YOU WILL NOT HAVE ACCESS TO STATEMENTS PRIOR TO MARCH 23, 2019. So, download or print any statements that you may need.

  • Payments: If you have your monthly payment set up through CODE Visa Online to pull out of your deposit account, the payment information will automatically transfer to the new card processor. If you pay your monthly Visa bill through a Bill Pay Service, you will need to update your account number, expiration date, CVV and payment address for any payments that are due after March 23, 2019.

  • CURewards®: uChoose Rewards® will be replaced with an exciting new rewards program called CURewards: Platinum and Gold card holders will earn points for every purchase and additional points for shopping at participating retailers. Points can be redeemed for cash, travel, online shopping items and more. Any unused points in uChoose Rewards will transfer automatically to CURewards on or before March 29, 2019.

THINGS YOU NEED TO DO

✔  Watch for your new card to arrive after March 7th.
✔  Download or print statements that you need from CODE Visa online.
✔  Make sure your automatic payment is set up correctly.
✔  All unused points will transfer automatically to the new, improved rewards program. If you want to redeem points in uChoose, you have until     March 18, 2019 to do so.
✔  Activate and begin using your new card on March 24, 2019.
✔  If you do not receive a new card between March 7, 2019 and March 21, 2019, call us at   937-222-8971.


KEY DATES

  • March 7, 2019 new Visa® card mailed
  • March 18, 2019 last day to redeem uChoose® Rewards points
  • March 23, 2019 last day to use current Visa credit card
  • March 24, 2019 activate and begin using your new card
  • March 29, 2019 Look for your uChoose points to transfer into CURewards®
For more information, go to FREQUENTLY ASKED QUESTIONS.

Simple

Enjoy a low rate card with no frills or complications.

  • A GREAT, Low Rate
  • No Annual Fee.
  • No balance transfer fee.
  • No finance charge on purchase if the balance is paid in full within 25 days of statement closing date.
  • Receive the Same Low Rate on Cash Advances as Purchases.
  • A cash advance on your CODE Simple Visa can pay off higher rate credit cards to give you one low monthly payment.
  • Pay your bill and manage your account online 24/7 using CODE Visa Online.
Apply Online

Platinum

Enjoy a low rate, a minimum $5,000 credit line and all these great benefits:

See the chart below to compare Platinum and Gold Benefits

Click Here to view Benefit Details

Apply Online

Gold

Enjoy a low rate and all these great benefits:

See the chart below to compare Platinum and Gold Benefits

Click Here to view Benefit Details

Apply Online

Platinum and Gold Visa Credit Card Benefits

Benefits Platinum Gold
No Annual Fee X X
No finance charge on purchase if balance paid in full within 25 days of statement closing date X X
Pay your bill and manage your account online with CODE Visa Online X X
Auto Rental Collision Damage Waiver X X
Emergency Card Replacement X X
Travel and Emergency Assistance Services X X
Concierge Services X
FREE Travel Accident Insurance up to $1,000,000 X
FREE Travel Accident Insurance up to $500,000 X
Uchoose Rewards Points- 1 point per dollar in purchases X
UChoose Rewards Points- 1/2 point per dollar in purchases X
Warranty Manager Service X X

Click Here to Learn More






Secured

Establish credit by securing this account with your CODE Share Savings. This card is great for first-time credit borrowers, college students, teens or those that want a fresh start

  • Low Fixed Rate
  • No finance charge on purchase if the balance is paid in full within 25 days of statement closing date.
  • Pay your bill and manage your account online 24/7 using CODE Visa Online.
  • Receive the Same Low Rate on Cash Advances as Purchases.
  • A cash advance on your CODE Secured Visa can pay off higher rate credit cards to give you one low monthly payment.

Apply Now





Uchoose Rewards

Earn one (1) point for every two ($2) dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold Card. Earn one (1) point for every one ($1) dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum Card. Please visit Uchoose Rewards for more information on rewards, travel, merchandise and gift cards.

Go to Uchoose Rewards