Rates as of January 17, 2012.
Be sure to check out CODE News for special rates and promotions.
Variable rate loans are based on the prime rate plus an index adjusted quarterly. CODE provides 100% financing up to the lower of purchase price or NADA Retail Value on new and used vehicles for qualified borrowers. All rates, programs and terms are subject to change without notice.
New Auto Loans
| Rates as low as: |
| 2011s (less than 5,000 miles) & 2012s |
0 |
2.74* |
up to 60 months |
|
0 |
2.99* |
up to 72 months |
|
0 |
3.99* |
73-84 months, more than $25k |
Rates determined at the time of application, based on credit qualifications.
Interest rates and discounts may vary for loans closed at dealerships.
Used Auto Loans
| Rates as low as: |
| 2011-10 Retail Value |
2.99* |
Up to 72 months, more than $15K |
| 2011-10 Retail Value |
2.74* |
60 months |
| 2009-08 Retail Value |
3.49* |
72 months |
| 2009-07 Retail Value |
3.24* |
60 months |
| 2006-05 Retail Value |
3.74* |
48 months |
Rates determined at the time of application, based on credit qualifications.
Interest rates and discounts may vary for loans closed at dealerships.
Motorcycle (licensed) / ATV / Snowmobile / Personal Watercraft
| Rates as low as: |
| New |
10% |
4.99* |
48 months |
| New |
10% |
5.49* |
60 months, more than $15k |
| 2011-10 90% Retail |
10% |
5.24* |
48 months |
| 2011-10 90% Retail |
10% |
5.99* |
60 months, more than $15k |
| 2009-07 90% Retail |
10% |
5.49* |
48 months |
| 2009-07 90% Retail |
10% |
6.24* |
60 months, more than $15k |
| 2006-05 90% Retail |
10% |
6.99* |
36 months |
| 2006-05 90% Retail |
10% |
7.49* |
48 months, more than $10k |
Rates determined at the time of application, based on credit qualifications.
Boats and RVs
| Rates as low as: |
| New |
10% |
5.49* |
Up to 60 months fixed |
| New |
0% |
5.99* |
Variable up to 180 months |
| 2011-10 Retail |
0% |
6.49* |
Terms vary |
| 2009-06 Retail |
0% |
6.99* |
Terms vary |
| 2005-02 Retail |
0% |
7.99* |
Terms vary |
*1/4% APR will be deducted when loan is pre-approved.
*1/4% APR will be deducted when the applicant has all 3 of these CODE services: Checking, Visa, Net Pay of Direct Deposit.
If your loan is both pre-approved and you have all 3 CODE services, you could qualify for a total of 1/2% APR off select rates.
** No fixed annual percentage rate is available for loan terms more than 60 months.
Lock in any fixed rate vehicle loan for up to 30 days when your loan is pre-approved.
Figure loan payments with Loan Calculator and Comparison Calculator .
First Mortgage Loans
For current rate information, call CODE at 937-222-8971 and ask to speak with a Mortgage Loan Officer or click on e-mail to tell us how we can assist you.
All rates, programs and terms are subject to change without notice.
Home Equity Loans
| Home Equity Line of Credit |
80% |
3.25 |
N/A |
N/A |
| Open End Equilink Visa |
80% |
3.25 |
N/A |
|
| Closed End Equity Loans |
80% |
3.25 |
3.99* |
36 months |
| Closed End Equity Loans |
80% |
3.25 |
3.99* |
60 months |
| Closed End Equity Loans |
80% |
3.25 |
4.49* |
61-120 months closed end |
| Closed End Equity Loans, more than $30k |
80% |
3.25 |
5.24* |
121 to 180 months |
| Closed End Equity Loans |
81-90% |
3.25 |
4.49* |
60 months |
| Closed End Equity Loans |
81-90% |
3.25 |
5.24* |
61-120 Months |
| Closed End Equity Loans, more than $30k |
81-90% |
3.25 |
6.24* |
121-180 months |
| Quick Draw |
|
N/A |
6.99* |
Up to 60 months |
| Ready Cash |
|
N/A |
10.99-12.96 |
|
| Visa Gold |
|
N/A |
11.88-12.96 |
|
| VISA Platinum Preferred |
|
N/A |
7.8-9.96 |
|
| Secured VISA |
|
N/A |
15.96 |
|
| Shared Secured (0 suffix) |
|
N/A |
3.25 |
|
| Paylink Line of Credit |
|
N/A |
18.00 |
Balance due in 30 days |
| Education Advantage Loan EAL |
|
N/A |
8.99-10.99 |
Term |
All rates, programs and terms are subject to change without notice. Borrowing power based on credit qualifications.
All Home Equity quoted rates are for members paying all closing costs. Closing costs can be added to the loan. In Montgomery County, Ohio, routine closing costs for a CODE Home Equity Line of Credit, Closed End Equity Loan and Home Equity is approximately $350.00 and for a CODE Quick Draw Loan is $200.00.
Personal Loans
| Ready Ca$h |
10.99 -12.96 |
Open End |
| Signature Rates as low as: |
10.99* |
36 months |
| Share Secured |
3.35 |
36 months |
All rates, programs and terms are subject to change without notice. For a Ready Ca$h Disclosure, click on Loan Application.
*Rates determined at the time of application, based on credit qualifications.
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